Top 26 grants avaliable for Homeowners and Buyers

General Angela Calla 18 Jan

Enjoy the link below with these helpful tips   http://www.rebgv.org/sites/default/files/Top%2026%20Grants%20and%20Rebates%20-%20Updated%20January%2010,%202012.pdf   Angela Calla, AMP Dominion Lending Centres 604-802-3983 acalla@dominionlending.ca

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BOC stays the same, fixed rates move to historic lows

General Angela Calla 17 Jan

Good Morning, No surprises here, prime remains the same the full press release can be viewed here http://www.bankofcanada.ca/publications-research/press-releases/ What is making news is we finally have longer term fixed rates below prime at 2.99%, various lenders have different policies and conditions on this offer, which may or may not be worth it for you and […]

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Divorce your mortgage and debts

General Angela Calla 6 Jan

Divorce your mortgage and debts  If you’re carrying a mortgage with an interest rate higher than 4% or debts that are costing you more than $300 a month, it’s time to divorce your debts with a new mortgage restructure. Let’s face it, you’re not only in a partnership with your spouse or significant other, but […]

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4 Questions Mortgage Borrowers should ask-Angela Calla

General Angela Calla 5 Jan

Here are the 4 Questions from City TV’s BT this morning 1. If I have mortgage default insurance do I also need mortgage life insurance? Yes. Mortgage life insurance is a life insurance policy on a homeowner, which will allow your family or dependents to pay off the mortgage on the home should something tragic […]

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3 reasons why there is such a demand for Canadian Housing from China

General Angela Calla 16 Dec

When asking this question to one of our clients (a new resident to Canada from China) they stated the following: 1.       In mainland China you cannot own a home, it can only be leased for 70 years. 2.       There are no “safe” retirement programs such as RRSPs or 401k’s. 3.       They didn’t feel comfortable leaving […]

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Will you get an extra paycheque in December?

General Angela Calla 13 Dec

Make use of extra ‘gravy’ at Christmas Garry Marr  Dec 10, 2011 – 7:00 AM ET | Last Updated: Dec 12, 2011 1:18 PM ET Christmas comes twice a year for some Canadians — or so they think. The three-paycheque month is viewed across this country as some type of well-earned bonus that comes through the […]

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Buying in the off season pays off in real estate

General Angela Calla 8 Dec

If you’ve been thinking about buying a new home but don’t think that the cooler months make for an ideal time, you may actually benefit from changing your perspective. Though spring and summer are typically the most active real estate buying and selling seasons, house hunting in winter has its own benefits. Knowing what they […]

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EnRICHed Academy Smart Start for Financial Genius

General Angela Calla 6 Dec

Dominion Lending Centres Angela Calla Mortgage Team is proud to announce the launch of EnRICHed Academy’s “Smart Start for Financial Genius”! This program has been designed to educate young adults (13-23) and their families on the fundamentals that build wealth in an entertaining, funny and entirely interactive way. No program like this currently exists, and the need […]

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Mortgage Penalties short term pain for long term gain

General Angela Calla 6 Dec

With mortgage rates still hovering near historic lows, chances are you’ve considered breaking your current mortgage and renewing now before rates rise any further. Perhaps you want to free up cash for such things as renovations, travel or putting towards your children’s education? Or maybe you want to pay down debt or pay your mortgage […]

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