October 2024 Newsletter

General Angela Calla 9 Oct

Welcome to the October issue of my monthly newsletter! It’s spooky season, but thankfully with the latest Bank of Canada rate cuts, your mortgage doesn’t have to be! Find out what the decreased interest rates mean for you, plus check out my tips to alleviate your financial stress this Fall. Scroll down for all the […]

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News Release – Department of Finance Canada

General Angela Calla 8 Oct

      Deputy Prime Minister announces new actions to build secondary suites and unlock vacant lands to build more homes News release October 8, 2024 – Ottawa, Ontario – Department of Finance Canada Across Canada, too many properties are underused or vacant—from unused basements, to empty office towers, to vacant lots—and could be used […]

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Navigating Clients Through Mortgage Changes

General Angela Calla 7 Oct

Navigating your clients through change to assist with homeownership goals Recent changes in the housing market present exciting opportunities for homebuyers. As a realtor, your role is crucial in guiding clients through these updates, helping them build effective plans to achieve their homeownership goals by having them reach out to a mortgage broker to see […]

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BC mortgage market: What’s in store for the rest of 2024?

General Angela Calla 27 Sep

Falling interest rates have raised hopes of a market resurgence Affordability struggles and eyewatering house prices may have weighed down homebuying activity in British Columbia over the past two years – but falling interest rates are set to spur a busier market for the remainder of this year and into 2025, with mortgage brokers already […]

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September 2024 Newsletter

General Angela Calla 27 Sep

Welcome to the September issue of my monthly newsletter! It is already September and I am excited to share my latest newsletter with you! This month, I have some details about the upcoming Fall market, along with expert tips for staging your home! Scroll down for all the details and have a great month. 2024 […]

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August 2024 Newsletter

General Angela Calla 27 Sep

Welcome to the August issue of my monthly newsletter! I hope you’ve had a fantastic summer so far! This month, I am excited to give you some tips on paying off your mortgage faster. Plus, learn my favourite ways to cut energy costs and save. Scroll down for all the details and have a great […]

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Banking Regulator to Relax Stress-Test

General Angela Calla 25 Sep

Banking regulator to relax stress-test rules for homeowners switching lenders at mortgage renewal. Canada’s banking regulator is set to relax mortgage rules for homeowners who switch banks when they renew their loans. The Office of the Superintendent of Financial Institutions (OSFI) will no longer require banks to apply the mortgage stress test on borrowers who […]

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Attainable Housing Initiative Heather Lands

General Angela Calla 25 Sep

The Attainable Housing Initiative (AHI or Initiative) provides approximately 2,600 strata leasehold homes at an initial 40 percent below market value at the Heather Lands in Vancouver. The Initiative is intended to provide homes that middle-income, first-time homebuyers can own themselves and live in. It is not intended as an investment vehicle, to generate homes for rent, or […]

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ENHANCE Your Expertise: IRD Penalties

General Angela Calla 25 Sep

In today’s ever-changing mortgage environment, we understand the challenges, especially when it comes to understanding as a clients the intricacies of Interest Rate Differential (IRD) penalties. We’re here to support you every step of the way. Our products that we offer you before we go to one of the big banks are designed to not only meet your immediate needs […]

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Mortgage Changes | Global News

General Angela Calla 18 Sep

In my recent Global News segment, I discussed exciting updates that could make a big difference for homebuyers and those with upcoming mortgage renewals. Here are some key takeaways to share with you and your loved ones: Insured Change Cap: This isn’t just for First Time Buyers—it benefits right-sizers who could be moving up the […]

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