Angela-

Thank you and your team for ALL your help. Here we are a year in our 1st home, and we are SO grateful our friend Pamela suggested your help. If we had listened to our “bank” we would have been financially doomed and missed out huge- here is how: 1. Houses in our area are now 80,000.00 higher than when we bought a year ago so now, that equity is in our pockets. 2. We have paid down our mortgage substantially, instead of rent. 3. We got pregnant un expectantly and so now we have enough room for our growing family and with the plan you put together for us we can reduce our payments when I am on mat leave and still pay our mortgage off faster! 4. (Yes there is a 4th) I am SO happy that my bank declined us, as if we ended up using them directly there exit fee’s down the road if we needed to modify our mortgage – as life changes as we can see from the above, the costs down the road would have been 3 times the amount. Doing my mortgage through the Angela Calla Mortgage Team, you saved me 20,000.00 down the road when we compare the benefits of the lenders you have access to plus your ongoing management that is free to us and continues to save us money is priceless.

My advice to anyone considering purchasing a home or renewing a mortgage or making a change- The Angela Calla Team has your back in more way than one! It look me so long to write this, a year after their help as I wanted to really express my appreciation not only for ALL your great help during the purchase process, we wanted to include the long term benefits that most people like us who haven’t done this before or getting bombarded by advise from family and friends that are trying to help but confused us it only makes sense to go directly to you! Look what it did for us, and your service is free- a real eye opener for us!

Your clients and fans for life 🙂

Janet and Mike- Port Coquitlam 

Four in ten homeowners made an extra payment on their mortgage in the past year, Manulife Bank of Canada Debt Survey Shows subtantial savings.

Read the Full article and share HERE

Questions on determining the best mortgage for you and your future? The Angela Calla Mortgage Team is here to help call us at 604-802-3983 or callateam@dominionlending.ca We look forward to helping you.

Angela Calla was featured on the Globe & Mail article entitled: “Low rates, high flexibility ” issued on April 23rd, 2015

“An impending mortgage renewal is also a good time to explore the range of options offered by various providers, says Angela Calla, a licensed mortgage professional at Dominion Lending Centres, which helps homeowners find the best mortgage offered by Canada’s largest banks, credit unions, trust companies and other financial institutions. She notes that licensed or accredited mortgage professionals are required by law to present the best mortgage options to their clients.

Ms. Calla cautions against making mortgage renewal decisions based solely on interest rates, especially when there’s a possibility that the mortgage will need to be modified partway through the term, due to a host of reasons ranging from a relocation, change in health or income, or a change in the interest rate market.

“Fixed-rate mortgages generally incur the highest penalties for future modifications,” she says. “Now some lenders are changing their terms to include high exit fees on variables.”

Waiting until the last minute – or even past the maturity date – to make a decision about mortgage renewal is not a good idea, she says. Most lenders will automatically put mortgages that have not been renewed into a six-month closed mortgage, “and your payments can suddenly triple,” says Ms. Calla.

“That creates pressure for you to sign something quickly,” she says. “The sooner you start thinking about your mortgage renewal – four months is ample time – and exploring all the options available to you, the better.”

Find the full article HERE

Want to ensure you have the best mortgage? The Angela Calla Mortgage Team can help you directly at 604-802-3983 or callateam@dominionlending.ca. Contact us today!

Insightful video from BNN; First-time homebuyers purchased 45% of the 620,000 homes sold in the past 27 months, according to a new study by Canadian Association of Accredited Mortgage Professionals (CAAMP).

View the full video HERE

The best mortgage plan is one that is developed by assessing your goals and life stage. The Angela Calla Mortgage Team will help you personally call us at 604-802-3983 or email callateam@dominionlending.ca

Ten obstacles to getting the best mortgage rate – and as you all know –  Dominion Lending Centres can help you clear them all!

In your opinion, which is the BIGGEST obstacle of them all?

Read the full article from the Globe and Mail HERE

Questions on determining the best mortgage for you and your future? The Angela Calla Mortgage Team is here to help call us at 604-802-3983 or callateam@dominionlending.ca We look forward to helping you.

Canadians are recognizing that today’s historically low rates won’t last forever and some are looking for ways to bring predictability to their finances over the long term.

Read the full article from mortgages broker’s news HERE

Questions on determining the best mortgage for you and your future? The Angela Calla Mortgage Team is here to help call us at 604-802-3983 or callateam@dominionlending.ca We look forward to helping you.

The million-dollar panic about prices has turned to outrage in Vancouver, where people generally blame overseas buyer for inflating prices. Vancouver’s mayor, Gregor Robertson, jumped into the fray last week with a letter to the premier asking the province to institute a luxury tax on expensive homes and apply the money to affordable housing.

Read the full article from the Financial Post HERE

The Angela Calla Mortgage Team gives you clarity on the best mortgage by being transparent, unbiased free mortgage advise with choice. We are here to help you personally with your mortgage at 604-802-3983 or callateam@dominionlending.ca

55% of Alberta homes purchased in the past 27 months were by first-time buyers compared with the national average of 45% says the Calgary Herald. Read the full article HERE & share.

The best mortgage plan is one that is developed by assessing your goals and life stage. The Angela Calla Mortgage Team will help you personally call us at 604-802-3983 or email callateam@dominionlending.ca

Home prices will continue to rise, Canada Housing and Mortgage Corp. says, but a slower pace is in store amid an expected move to less costly houses.

View BNN’s awesome video HERE