Ella & Paul of surrey are two hardworking parents, long time listeners of The Motgage Show Saturdays at 7pm, on CKNW, so when there mortgage was coming up for renewal, they came directly to us. We helped them avoid costly mistakes, and ensure they are on the best path possible after dealing with helping family […]

Who do you know considering separating from there spouse but feel trapped about not being able to be able to keep their home? Listen to how Angela Calla Mortgage Team  helped Sandra of #Coquitlam keep her family home & how we helped her ex husband purchase a home close by so they can co parent easier. Thank […]

Included below is a recent segment for Global BC that discusses the most common following questions What to do if you have a Variable or Fixed Mortgage The Bank of Canada did not raise prime, only TD raised there personal bank prime that results in taking more money from its existing customers, no other lender […]

Many of us have had life experiences in which we have accumulated debt.   Maybe it was for a wedding, maturity leave, a sick relative, a slow patch in business, a lost job or job change, and sometimes all of these can even happen all at once!   It can feel like a crushing weight on your […]

Every mortgage secured by a property will be registered with the land title office.There are two ways your mortgage can be registered on title: Standard charge or collateral charge.  Not long ago, most lenders registered all mortgages as a standard charge.  In recent years, some lenders – mainly the major big banks – have moved […]

The rule changes came as a surprise to some, but to us mortgage experts, this is the normal cycle in business that makes us grateful to be experts that lead with clarity. The reality is, the announcement is unpopular because it reduces options for some home buyers.     However, I must ask you to consider the […]

On the 3rd of October 2016, Canadian Federal Finance Minister Bill Morneau presented a substantial list of changes to mortgage policy. While the argument has been made that the Canadian real estate market can benefit from new rules meant to temper the hectic influx of foreign money, these regulations will have an impact on local home […]

How does a first timer get into the market? Start with sepaking with a mortgage professional. Read the full article that was published here: http://www.therac.ca/content/sound-creative-solutions-for-first-time-homebuyers   Summary below, The same principles apply in the Vancouver region, says mortgage professional Angela Calla, who is also the host of The Mortgage Show on CKNW Radio. “A one-bedroom condo in […]

Oct 6th 2016 In today’s market many Canadian’s want to know, what options they actually have. Below is a table of 11 examples of approximately what your income qualifies you for in mortgage. Keep in mind if you carry debt outside your mortgage this will decrease your amount and if you’re self-employed you may show […]

 Oct 3rd 2016 Federal Finance Minister Bill Morneau unveiled sweeping changes that will affect all sectors of the housing market, including rules aimed at slowing the flood of foreign money into the market and stricter borrowing qualification requirements from lenders.   The changes can be viewed here: http://www.fin.gc.ca/n16/data/16-117_1-eng.asp This means that borrowers have to qualify at […]