One of the many important considerations to understand when sourcing the best mortgage is how different types of lenders – namely, banks versus lenders who only work with mortgage brokers – calculate penalties, as the market and your needs can easily shift throughout the term of your mortgage. Does the lender charge a reinvestment fee as […]

In hot real estate markets, it’s common for both buyers and agents to consider having no subject to financing when making a purchase offer. It’s important to realize, however, that no professional is in a position to legally advise you to enter into a real estate transaction with no subjects, especially no subject to financing. […]

April sure has been a very busy month! We have seen a substantial increase in the amount of purchases and increased insurance premiums were announced for when you have less than a 10% down payment. This raises the question:  with all of the news about unaffordability, how can I or my loved ones possibly buy […]

Click HERE and listen to Angella Calla debunking one of the most common myths of purchasing a home and breaking down how many AFFORDABLE options are available https://youtu.be/9U901l3sON4 

Vacation property prices haven’t increased in 5 to 7 years. In 2015 many vacation homes are selling for the same price they were bought 5 to 7 years ago. If you’re in the market, now is the time to buy a cottage. Review the article here: http://www.moneysense.ca/property/buy/great-time-to-buy-a-cottage Your AMP is here to help guide you […]

Click Here and listen to Angela’s youtube testimonials 

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Click Here and listen to Zia’s amazing testimonial 

Moving up the property ladder is a great time, having clarity on how the process works is key to your success.   1. Understand the terms in your mortgage to be prepared- get pre-approved. Just because you already have a mortgage now, doesn’t mean you automatically qualify for a new one.  Policies change all the […]

Considerations When Purchasing Rental Property Purchasing a rental property has become more and more difficult for borrowers with the consistent rule changes from the federal government, mortgage insurers & banks over the last 5 years. Today, rental properties need a minimum of a 20% down payment. They can do this only if they debt service […]