Moving Up/Down or Across the Property Ladder? 3 Must Knows

General Angela Calla 19 Mar

Moving up the property ladder is a great time, having clarity on how the process works is key to your success.   1. Understand the terms in your mortgage to be prepared- get pre-approved. Just because you already have a mortgage now, doesn’t mean you automatically qualify for a new one.  Policies change all the […]

Read More

Considerations When Purchasing Rental Property

General Angela Calla 17 Mar

Considerations When Purchasing Rental Property Purchasing a rental property has become more and more difficult for borrowers with the consistent rule changes from the federal government, mortgage insurers & banks over the last 5 years. Today, rental properties need a minimum of a 20% down payment. They can do this only if they debt service […]

Read More

4 Tips For The Best Mortgage Renewal

General Angela Calla 17 Mar

4 Tips For The Best Mortgage Renewal  1. Do not sign the offer you get in the mail and just send it back, biggest mistake ever. Lenders are very strategic with when, how and why they contact you to suggest something, so it’s important to have a clear understanding of the entire landscape before signing […]

Read More

Do You Know A Mortgage & Insurance Broker Act For Consumers The Same Way?

General Angela Calla 9 Mar

Brokers, are great consumer advocates. The service is free, they work without bias, and that transparency gives the consumer complete clarity to make an empowered decision. Here are 4 points to remember:  1. They each shop multiple options with one application. For the Mortgage Broker this has the added benefit of protecting your credit score. […]

Read More

happy angela calla mortgage team clients at the home show

General Angela Calla 24 Feb

@jbinvan: Another perk of a great mortgage broker! Thank for the free tix to @VanHomeShows So many ideas & great products 😊 @AngelaCalla #callateam   @deefontein: Had a wonderful time with my dad at @VanHomeShows thanks to the generous people with The Angela Calla Mortgage Team! @AngelaCalla #teamcalla

Read More

testimonial from facebook

General Angela Calla 24 Feb

I wouldn’t hesitate to recommend the Angela Calla team to fellow first-time buyers. Plus, it doesn’t hurt that they were able to get me a decent rate as well. It’s not all about the rate; there are a number of other factors that make a good mortgage. Throughout the process of setting up my first-ever […]

Read More