Announced today by Premier Christy Clark and Minister Responsible for Housing, Rich Coleman, ‘the B.C. Home Owner Mortgage and Equity Partnership program contributes to the amount first-time homebuyers have already saved for their down payment, providing up to $37,500, or up to 5% of the purchase price, with a 25-year loan that is interest-free and […]

Support for first-time buyers using the B.C. Home Owner Mortgage and Equity Partnership program https://news.gov.bc.ca/releases/2016PREM0153-002759  Example #1: Home purchase price – $475,000 This first-time buyer has saved $11,875 towards their down payment, or 2.5% of the home’s purchase price. Through the progam, the Province will contribute $11,875, equal to the buyer’s 2.5% down payment. This […]

Sean is self employed like so many people here in the lower mainland, and when it came to buying his 1st home for him and his new wife while they were expecting their first baby, they went to there bank which they learned was the biggest mistake they could have made. They happened to tune […]

Hear how we helped Micheal of #portcoquitlam save over $1500.00 a month by redoing his mortgage ealry on his townhouse. Now feeling relieved from the financial burden of outside debts he is a newly engaged man! With the new mortgage he is gaining more equity quicker into his townhome so he can move with his […]

Ella & Paul of surrey are two hardworking parents, long time listeners of The Motgage Show Saturdays at 7pm, on CKNW, so when there mortgage was coming up for renewal, they came directly to us. We helped them avoid costly mistakes, and ensure they are on the best path possible after dealing with helping family […]

Who do you know considering separating from there spouse but feel trapped about not being able to be able to keep their home? Listen to how Angela Calla Mortgage Team  helped Sandra of #Coquitlam keep her family home & how we helped her ex husband purchase a home close by so they can co parent easier. Thank […]

Included below is a recent segment for Global BC that discusses the most common following questions What to do if you have a Variable or Fixed Mortgage The Bank of Canada did not raise prime, only TD raised there personal bank prime that results in taking more money from its existing customers, no other lender […]

Many of us have had life experiences in which we have accumulated debt.   Maybe it was for a wedding, maturity leave, a sick relative, a slow patch in business, a lost job or job change, and sometimes all of these can even happen all at once!   It can feel like a crushing weight on your […]

Every mortgage secured by a property will be registered with the land title office.There are two ways your mortgage can be registered on title: Standard charge or collateral charge.  Not long ago, most lenders registered all mortgages as a standard charge.  In recent years, some lenders – mainly the major big banks – have moved […]

The rule changes came as a surprise to some, but to us mortgage experts, this is the normal cycle in business that makes us grateful to be experts that lead with clarity. The reality is, the announcement is unpopular because it reduces options for some home buyers.     However, I must ask you to consider the […]