Improving your credit score isn’t as hard as you think

General Angela Calla 15 Oct

If you’re credit challenged but want to get into the housing market, it can be a tough road to hoe. But improving your credit to a point where a lender will give you chance, is very doable. First, I won’t bore you with the detailed minutia of credit scores. Basically, what you need to know […]

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Mortgage renewals with the same lender are on the rise, but should you just sign on the dotted line?

General Angela Calla 9 Oct

If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just staying with your current lender, you wouldn’t be alone. According to the Canadian Mortgage and Housing Corporation’s (CMHC) Residential Mortgage Industry Report released in the summer, in 2018, the number of mortgage renewals with the same lender […]

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Is the real estate market recovering?

General Angela Calla 7 Oct

I have really enjoyed seeing homebuyers getting into the market over the last year. You never know the bottom until you are seeing it in the rear view mirror.  It looks like we are in recovery mode. Certainly a market cycle I have seen before and predicted at end of summer for Global News. […]

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Andrew Sheers Plan in terms of housing is a long called for relief.

General Angela Calla 23 Sep When the federal government under the Liberals made all the changes to the mortgage rules, they did it with ZERO consultation from the industry. Our industry immediately detected, the gaps and collateral damage it was going to do to Canadians by making it harder for them to buy a home.  The Conservative Party actually […]

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6 Things all Co-signors should consider

General Angela Calla 10 Sep

6 Things all Co-signors should consider Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.) live out their dream of owning a home. In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measure. For […]

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Mortgage expert and author Angela Calla opens new Tri-Cities office

General Angela Calla 6 Sep

Mortgage expert and author Angela Calla opens new Tri-Cities office   Port Coquitlam, B.C. – Tri-Cities residents seeking mortgage options have a new place to start their search. Mortgage expert and best-selling author Angela Calla has opened a brand new office in the heart of Port Coquitlam. The new location at 1465 Salisbury Ave Unit […]

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General Angela Calla 5 Sep

4 WAYS TO MAKE THE MORTGAGE PROCESS SMOOTHER Mortgages are complicated—we get it! But there are steps that you as a homebuyer can take to make the process a much smoother one (plus let you walk away with the sharpest rate!) 1. Use a Broker This should be the first step you take when getting […]

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Bank of Canada Holds Steady…for now!

General Angela Calla 4 Sep

Bank of Canada Holds Steady…for now! I hope you have had a fabulous summer. While September will have no decrease in the Bank of Canada prime rate, there is room for variable rates to move down.  Here is the full report from today Bank of Canada release and the next meeting is Oct 30th 2019. It […]

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