Interest rate volatility, policy changes, product variations and a general tightening in consumer lending are making this one of the most demanding and concerning times to finance residential real estate. Never before has it been more important to speak to a qualified mortgage specialist BEFORE you buy (or sell) a home. The busy spring market […]

Why A Mortgage Payment Vacation Is A Bad Idea Written on February 27, 2012 by Echo in Real Estate We have been paying an extra $600 per month on our mortgage since we moved into our new house last summer.  We are taking advantage of increased payment options to reduce our total interest costs and […]

It is important that we understand the nuances of this program released in our BC Budget, so we have put together a few key points to consider. The credit is equal to 5% of the home price, subject to a maximum of $10,000 The bonus is based on your income and phases out for higher income families The bonus […]

As heard on this weeks Mortgage Show on CKNW with Angela Calla Saturday Feb 25th 2012. To get pre approved for this property or any other purchase email us at callateam@dominionlending.ca or call 604-802-3983 This weeks deal of the week has been brought to you by: http://rboies.mlslink.mlxchange.com/?r=1511113359&id=363434333136.312 Robert BoiesRoyal LePage Coronation Westcell: 604 341 3009 t: willingtwoE-mail: […]

 [ 1 ] THE B.C. FIRST-TIME NEW HOME BUYERS’ BONUS Subject to approval by the legislature, the B.C. government intends to implement a temporary BC First-Time New Home Buyers’ Bonus. Effective February 21, 2012, to March 31, 2013, the bonus is a one-time refundable personal income tax credit worth up to $10,000. Requirements to Qualify […]

Good Morning, In light of the budget that came out yesterday, I wanted to share this PDF with you – www.bcbudget.gov.bc.ca/2012/highlights/2012_Highlights.pdf – to highlight a few key points as it relates to first-time homebuyers. Further to the changes in HST that came out last week – available at www.angelacalla.ca/blog – the provincial government has announced […]

Jest_for_Joy_Giveaway_from_Angela_Calla.mp3 Happy to support theis wonderful cause, enjoy the cause learn more at www.jestforjoy.ca Angela Calla, AMP Dominion Lending Centres Host of The Mortgage Show on CKNW AM980 Saturdays @ 7pm @angelacalla 604-802-3983 acalla@dominionlending.ca  

British Columbians will have to wait until April 1st of next year, for the return of the PST. The province set the date, as it announced HST transition rules for the housing industry today. Those rules raise the current HST housing rebate threshold to 850-thousand from 525-thousand on new home purchases. That will exempt 90 […]

There is no question that your emotions and finances are connected. This has been reported by physicians across the globe. I have also personally experienced this in my business and while working with a doctor on Million Dollar Neighbourhood for the OWN network. For instance, if you’re worried about money, chances are, you get less […]

Making the transition from renter to homeowner is likely one of the biggest decisions you’ll make throughout your lifetime. It can also be a stressful experience if you don’t plan ahead by building a budget and saving prior to embarking upon homeownership. Budgeting is a core ingredient that helps alleviate the stress associated with money […]