Today, the Office of the Superintendent of Financial Institutions (OSFI) had its first Quarterly Release of 2026. As part of this release, OSFI has finalized new liquidity guidance and is launching consultations on credit risk management as well as accountability for boards and senior leaders. This Quarterly Release highlights how OSFI’s focused policy efforts and […]

CONGRATULATIONS, Angela Calla Mortgage Team! We’re excited to officially share that Angela Calla Mortgage Team has been selected as a Winner of the 2026 Canadian Choice Award in the Mortgage Brokers category for Port Coquitlam. This distinction recognizes businesses that demonstrate excellence, professionalism, and meaningful community impact. Your win reflects the trust you’ve earned and the quality you deliver every […]

The average mortgage rate will double for those who bought in 2021 on a five-year term, but don’t expect a massive glut of new listings hitting an already depressed market from distressed sellers. There is plenty of gloom, but will doom soon follow? The Lower Mainland real estate market is coming off a year with […]

  Canadian Job Growth Slows Markedly in December as the Unemployment Rate Rises to 6.8% Today’s Canadian Labour Force Survey for December was weaker than expected. Employment was little changed (+8200; 0.0%), and the employment rate held steady at 60.9%. This followed three consecutive monthly increases. The jobless rate rose 0.3 percentage points to 6.8%, […]

This month on The Mortgage Show on CKNW, we had the privilege of interviewing David Chilton, author of The Wealthy Barber. I first read his book at 17, and his common-sense approach to money continues to help Canadians build confidence in a time where everything costs more. We discussed simple strategies that can make a […]

Today, the Bank of Canada released its latest interest rate update. As expected, rates did not change. Read the press release HERE  Even with rates holding steady, this remains one of the most important times to plan ahead. The households that prepare now will be in the strongest position going into 2026.  Here are three strategic steps […]

  Bank of Canada Holds Policy Rate Steady Today, the Bank of Canada held the policy rate steady at 2.25%. This is the bottom of the Bank’s estimate of the neutral overnight rate, where monetary policy is neither expansionary nor contractionary. With inflation hovering just above 2% and core inflation between 2.5% and 3%, the […]

Some financial books make an impact — and then there are those rare few that change the way an entire country thinks about money. For millions of Canadians, David Chilton’s The Wealthy Barber is that book. I was only 17 years old when I read it for the first time, and it completely reshaped how […]

Welcome to the December issue of my monthly newsletter! December is the month of holidays and festive traditions – and also the season of incredibly high stress levels. If you need some fresh ideas on how to destress, give one of these a try: Forget Perfection! Getting something 90% done and letting go of the 10% […]

I’m incredibly grateful to be nominated at this evening’s Port Moody business event and to receive a congratulatory letter from the Premier’s Office. This recognition means so much because it reflects the heart of our community — collaboration, resilience, and a shared commitment to helping local families and businesses thrive. Supporting individuals on their financial […]