Self Employed? Here is what you will need for a Mortgage With more than 30% of Canadians receiving at least a portion of their income from means that place them in the self-employed category, it’s important to know exactly what documentation you’ll be required to provide when seeking a mortgage. The simplest way to provide […]

Who do you know really to head to university? Great pass along: http://business.financialpost.com/2014/08/30/five-financial-pitfalls-that-post-secondary-students-should-avoid/ Angela Calla Mortgage Team 604-802-3983 callateam@dominionlending.ca

Like many aspects of your   life, obtaining financing on a new or existing home can be a lot less stressful and a   whole lot more straight-forward if you’re prepared. But if you’re not   prepared, there are many common mistakes you can make. Most of these mistakes   are easily avoidable with some […]

This story is fantastic, very practical. In summary. Planned Balance. Enjoy http://www.theglobeandmail.com/globe-investor/personal-finance/household-finances/hes-26-with-32000-in-savings-heres-how-he-did-it/article20099792/?click=sf_globefb#dashboard/follows/ Angela Calla Mortgage Team 604-802-3983 callateam@dominionlending.ca    

Wonder why Banks are SO eager to get you to open an account with them & offer freebies like ipads, coffee, free chequing etc? Wonder why some of the exit fee’s are SO high to get out of their products Wonder what they make money on and how you are viewed as a consumer Wonder how […]

If you rent or own proper insurance is always important Dear Tony: Our strata council has been struggling with an issue in our building that involves insurance claims in a strata lot. http://shar.es/1n4zsV   The Angela Calla Mortgage Team 604-802-3983 callateam@dominionlending.ca

Some are warning of unforeseen consequences http://m.theglobeandmail.com/life/home-and-garden/real-estate/renovating-in-vancouver-its-about-to-get-way-more-complicated/article19975603/?service=mobile Looking to ensure you have the lowest cost of homeownership with the right type of renovation loan? Contact The Angela Calla Mortgage Team 604-802-3983 callateam@dominionlending.ca    

Are you prepared financially and emotionally? Meeting these criteria can make the difference between frustration and success http://www.theglobeandmail.com/globe-investor/personal-finance/mortgages/five-signs-you-are-ready-to-take-the-home-buying-plunge/article19986629/ The Angela Calla Mortgage Team is here to help you with the lowest cost of home ownership. COntact us directly at 604-802-3983 callateam@dominionlending.ca  

Last month CMHC launched its Housing Market Information Portal. A new, dynamic, web-based tool, the Portal enables users to access CMHC’s wealth of housing market data in one, easy location. Unrivalled in scope and flexibility, the Portal provides housing market information to address a wide range of strategic business needs – at no cost to users. “As Canada’s […]

The biggest impact that we note from this change is the newly self employed. Many tradespeople or service providers have decided to contract themselves out to companies or clients directly, making them self employed. CMHC was the most understanding to this type of borrower and would consider there previous earning history. Now a 2 year average of […]