A major TV news program calls out TD Canada Trust’s collateral mortgage.  CBC Marketplace aired an episode called ‘Busting the Banks’ on January 25th.  If you want to skip to the video link, just click here and scroll to the 8:00 min mark. During the program, CBC took a hidden camera into a TD branch….the […]

The Bank of Canada has kept interest rates low for 3 years now and while rates are low, reading between the lines make the following the top 3 take aways 1. The forcast is downgraded. This means they intend to keep there rate low, longer. 2. The variable rate mortgage will continue to be a great […]

We have seen a significant number of first time homebuyers reviewing their options to purchase a home, market confidence remains high. http://www.theglobeandmail.com/news/british-columbia/bc-housing-rally-expected-to-continue-through-2014/article14979458/ Questions on the best plan for the lowest cost of home ownership? Contact the Angela Calla Mortgage Team today 604-802-3983 callateam@dominionlending.ca  

Selling your current home and moving into a new one can be stressful enough, let alone worrying about your current mortgage and whether you’re able to carry it over to your new home. Porting enables you to move to another property without having to lose your existing interest rate, mortgage balance and term. And, better […]

Some 65% of Canadian homeowners are planning renovations in the next 12 months and expect to spend an average of $8,992 according to the recent Scotiabank Home Renovations Poll.  Among the provinces, homeowners in Manitoba and Saskatchewan are the most likely to renovate (74%) in the next year and plan to spend the most with […]

Hear how The Angela Calla Mortgage Team saved Monica of Surrey BC $1100 a month by restructuring their mortgage live on CKNW Click Here to Listen! Could there be savings in your mortgage? Contact us directly to see if we can help you callateam@dominionlending.ca 604-802-3983 Thanks for visiting,  

I am honoured to be named one of the Canadian mortgage brokering industry’s most influential women by CMP Magazine! I truly love what I do and thoroughly enjoy ensuring my clients have the best mortgages catered to their unique needs!

This article is a great read as it boils down to: 1. Real estate now and always will be about the fundementals of affordability for your personal circumstances. 2. You can’t time the market. 3. The more you try to predict it the more complex it becomes. Several other great points and resources from the BOC […]

When bond markets move quickly lenders scramble to offer lower terms – 1-4 years in efforts to lure clients in with lower rates that can correspond. But, it’s important to remember that the lowest rate does not always guarantee the lowest cost for your mortgage over time! Here’s why: 1. Ottawa says they don’t want […]

Have you been asking yourself, should I change my mortgage from the variable rate that I have?  Should I change my mortgage at all?  There is a simple answer to all this hysteria about mortgage rates going up. Don’t lock in your rate. I know it’s almost heresy to have a floating rate in a […]