On the heels of headlines forecasting ‘inevitable interest rate hikes’ came (from left field for many journalists, less so for many Mortgage Brokers) the announcement of a 0.25% rate reduction to the Bank of Canada’s overnight lending rate. The majority of Mortgage Brokers found themselves spending the first two work weeks of 2015 calming clients […]

When homeowners receive provincial Property Assessment notices, some will smile and have a bit more spring in their step, feeling the assessed value is accurate or perhaps even overly positive. Others will wilt and lament a modest gain or even a decrease in the assessed value over the previous year or period. Reactions will of […]

      Check out Angela’s testimonials on different media    angelacalla_testimonals_media.pdf     

View the Mortgage Benefits Program by clicking on this link BrochurePreview.pdf

RBC is the first to decrease it’s Bank Prime Rate, they did not do the full 25 basis points that the BOC did however it is still a savings to canadians. See the news release below. The other banks likley will follow stay tuned for details.   http://www.newswire.ca/en/story/1478189/rbc-royal-bank-decreases-prime-rate   For questions or pre approval regarding […]

If you’re presently carrying debt outside of your mortgage, restructuring your existing debts into your mortgage may be the answer for you. Unsecured debt (credit cards and some lines of credit) hold a much higher interest rate, which will take a lot longer to pay off, and negatively impact your monthly cash flow. Following are […]

  1. How will this affect me? For the average Variable Rate Mortgage (VRM) holder, this will reduce the interest you pay by approximately $13 per 100k. (if & when they decide to make a change)   2. Does this affect my secured line of credit? If you have a line of credit, secured or […]

With all the hype about real estate not being affordable, I’m here to tell you the opposite. Averages don’t reflect the majority when you look into the real estate market I’m not saying that home ownership is an option for everyone, I will show you what is possible. Let me break it down for you […]