In hot real estate markets, it’s common for both buyers and agents to consider having no subject to financing when making a purchase offer. It’s important to realize, however, that no professional is in a position to legally advise you to enter into a real estate transaction with no subjects, especially no subject to financing. […]

April sure has been a very busy month! We have seen a substantial increase in the amount of purchases and increased insurance premiums were announced for when you have less than a 10% down payment. This raises the question:  with all of the news about unaffordability, how can I or my loved ones possibly buy […]

Click HERE and listen to Angella Calla debunking one of the most common myths of purchasing a home and breaking down how many AFFORDABLE options are available https://youtu.be/9U901l3sON4 

Vacation property prices haven’t increased in 5 to 7 years. In 2015 many vacation homes are selling for the same price they were bought 5 to 7 years ago. If you’re in the market, now is the time to buy a cottage. Review the article here: http://www.moneysense.ca/property/buy/great-time-to-buy-a-cottage Your AMP is here to help guide you […]

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Moving up the property ladder is a great time, having clarity on how the process works is key to your success.   1. Understand the terms in your mortgage to be prepared- get pre-approved. Just because you already have a mortgage now, doesn’t mean you automatically qualify for a new one.  Policies change all the […]

Considerations When Purchasing Rental Property Purchasing a rental property has become more and more difficult for borrowers with the consistent rule changes from the federal government, mortgage insurers & banks over the last 5 years. Today, rental properties need a minimum of a 20% down payment. They can do this only if they debt service […]

4 Tips For The Best Mortgage Renewal  1. Do not sign the offer you get in the mail and just send it back, biggest mistake ever. Lenders are very strategic with when, how and why they contact you to suggest something, so it’s important to have a clear understanding of the entire landscape before signing […]