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Should You Break Your Mortgage Early?

General Angela Calla 11 May

A big hello from our team and we hope you have been keeping well. With the rising inflation impacting us all, we thought we would share how we may be able to help if you have a mortgage, and compound that benefit if you have debt outside of your mortgage.

Wade, our client from Nanaimo in this six-minute video attached, had first approached his original mortgage lender to talk about refinancing early but was told to come back when it was 90 days before his mortgage was up. What the lender did not do was take into account his lines of credit and debt payments.


As a regular listener of our show on CKNW, Wade wanted to take advantage of the knowledge that interest rates are on the rise, so he reached out to our team. Ultimately, we were able to help him consolidate all of his debt into a new mortgage and save a total of $2600.00 on monthly payments, securing a better rate for the next 5 years than he had initially!

While saving $2600/month has changed his financial future, it has also improved his relationship with his children. We couldn’t be any more thrilled to now have him as a part of our mortgage family for life.

In the end, the advice Wade wanted to give everyone is to not hesitate to reach out and find out what your options are. That you are not just restricted to what your mortgage lender tells you. So if you or a loved are not sure if it would be worth redoing your mortgage right now, it never hurts to give us a call or introduce us in an email to so that you can make the best-informed decision!

Have a wonderful rest of the week.

The Angela Calla Mortgage Team

Angela Calla is an 18-year award-winning woman of influence which sets her apart from the rest. Alongside her team, Angela passionately assists mortgage holders in acquiring the best possible mortgage. Through her presence on “The Mortgage Show” and through her best-selling book “The Mortgage Code, Angela educates prospective home buyers by providing vital information on mortgages. 

In August of 2020, at the young age of 37, Angela surpassed $1 Billion dollars in funded personal mortgages. In light of this, her success awarded her with the 2020Business Leader of the Year Award.

Angela is a frequent go-to source for media and publishers across the country. For media interviews, speaking inquiries, or personal mortgage assistance, please contact Angela at or at 604-802-3983.

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