Thanks DLC

General Angela Calla 23 Jul

Are you a happy Angela Calla Mortgage Team client? We have just launched an exciting new contest – #ThanksDLC – and I want to invite you to enter to win a cash prize!

All you have to do is submit a short video (30 to 60 seconds) about your experience working with my team. Did we exceed your expectations when I helped you get the best possible mortgage? Did you like that there was no fee for my service? How about how easy it was to work with the Angela Calla Mortgage Team?

Ten videos will be selected and then be made into professionally shot TV commercials. PLUS all ten finalists will earn a cash prize!

Here’s how you get started:
Take your smart phone, your tablet, your computer or simply your plain ol’ camera and shoot a 30 to 60 second video. Upload it to https://dominionlending.ca/thanksdlc/ and send it to me acalla@dominionlending.ca before Friday August 14th, 2015.

Next, think about all the great things you can buy for your beautiful home with the $5,000 top prize or one of the nine $1,000 semi-finalist awards. Of course, you will have to put up with all the fame and glory that comes along with Dominion Lending Centres turning your video into a nationally broadcast TV commercial!

Finally, here are some simple DO’s and DON’T’s so you have the best chance of winning one of the prizes:

This is an exciting contest and I cannot thank you enough for getting involved!

Good luck and If you have any questions, please let me know.
 

   
 

Here’s The Income You Need To Buy An Average House Across Canada

General Angela Calla 22 Jul

Curious how much income one needs to purchase a home in different Canadian cities? Thanks to the Huffington Post, we now know.

Can you guess which major Canadian city requires the highest salary? How about the lowest? Take a look! 

The Angela Calla Mortgage Team is here to help you personally with your mortgage related questions contact us directly at 604-802-3983 or callateam@dominionlending.ca


 

 

What happens to your credit rating when you miss a mortgage payment?

General Angela Calla 22 Jul

Your mortgage payment doesn’t always show up on your credit report, but if you are late on multiple payments, it could affect the interest rate you’re offered from the bank when your mortgage comes up for renewal again. Read the full article from the Globe and Mail here  

The Angela Calla Mortgage Team gives you clarity on the best mortgage by being transparent, unbiased free mortgage advise with choice. We are here to help you personally with your mortgage at 604-802-3983 or callateam@dominionlending.ca

 

 

Documents required to get the best mortgage rate

General Angela Calla 22 Jul

The fine folks at MoneySense Magazine have put together this “cheat sheet” of the documents required to get the best mortgage rate! Read all about it HERE

Want to ensure you have the best mortgage? The Angela Calla Mortgage Team can help you directly at 604-802-3983 or callateam@dominionlending.ca. Contact us today!

 

 

Ottawa eyes tougher new mortgage rules, larger down payments, to curb Canada’s red hot housing market

General Angela Calla 16 Jul

As if 5% wasn’t already a STRETCH here in the Lower Mainland… it “could” be moving up. We are just fine with 25 year amortization as well. I suggest the Gov’t take a peek at CONSUMER SPENDING not housing…   It’s the purchase of depreciating assets and the “fun factor”  that are getting folks in trouble with debt with the no qualifying and high rates!  Please, lay off us responsible peeps buying appreciating assets! Please stop manipulating the market where its not needed.

 Read the full article from the Financial Post HERE

 

The Financial Post has learned Ottawa has been studying proposals to increase the minimum down payment from 5% and is particularly keen on adding restrictions for high-priced housing, hitting Canada’s…

The Angela Calla Mortgage Team is here to help you personally with your mortgage related questions contact us directly at 604-802-3983 or callateam@dominionlending.ca

Pick the best mortgage

General Angela Calla 15 Jul 

There are MANY things to consider when picking a mortgage.To pick the best formula for your situation, you’ll first need to understand the factors that impact how much interest you’ll end up paying for your mortgage loan. MoneySense Magazine explains it all . Read & Share.   

Want to ensure you have the #bestmortgage? The #CallaTeam can help you directly at 604-802-3983 or callateam@dominionlending.ca. Contact us today!

Are there pitfalls to the “early mortgage renewal”?

General Angela Calla 15 Jul

Are there pitfalls to the “early mortgage renewal”?

The Globe & Mail highlights six excellent points to consider.

  1. Consider ALL switching costs and savings
  2. Consider the risk of rising rates
  3. Don’t overestimate the risk of rising rates
  4. Factor in the hassle element
  5. Shop around (or use a mortgage broker!)
  6. Don’t succumb to pressure tactics

Lots of great information in this article so be sure to check it out.

 

The best mortgage plan is one that is developed by assessing your goals and life stage. The Angela Calla Mortgage Team will help you personally call us at 604-802-3983 or email callateam@dominionlending.ca

More than half of first-time home buyers are using mortgage brokers to get financing

General Angela Calla 15 Jul

A Canada Mortgage and Housing Corporation (CMHC) survey suggests more than half of first-time home buyers are using mortgage brokers to get financing. Read the full article from CBC news HERE

Questions on determining the best mortgage for you and your future? The Angela Calla Mortgage Team is here to help call us at 604-802-3983 or callateam@dominionlending.ca We look forward to helping you.

 

 

 

 

Young first-time buyers flooding the housing market

General Angela Calla 15 Jul

According to the Canadian Association of Accredited Mortgage Professionals (CAAMP), first-time home buyers are the MAIN drivers behind housing markets across Canada! LOTS of great stats in this Calgary Sun piece.

Read the Full article HERE

The Angela Calla Mortgage Team is here to help you personally with your mortgage related questions contact us directly at 604-802-3983 or callateam@dominionlending.ca


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