With a new year is a great time for planning for your future, below are some links on what income, downpayment and options are avalianble for you if you are looking at becoming a homeowner. Average Rent in Vancouver as reported by BIV https://www.biv.com/article/2016/12/average-rent-one-bedroom-apartment-dips-vancouver-/ (obviously much lower in the tri-cities and fraser valley)   Worried about […]

I was recently a guest with CKNW Jon Meyer on The Vancouver Real Estate Today show and dicussed the top 3 catagories likely to benefit from the program, with some helpful tips and considerations to give you the whole picture. Listen here  https://omny.fm/shows/cknw/jan-21-vancouver-real-estate-today  Questions on the best mortgage for you? Contact The Angela Calla Mortgage Team […]

 Is the BC HOME Partnership Program Right For You? Courtesy of DLC associate Pam Pinkert  The BC HOME Partnership Program was created for first time home buyers who have good credit and good income but do not meet the requirements for a minimum 5 percent down payment.  With at least 2.5% down payment the BC […]

Hear Kim of #mapleridge & her family of 6 share how Angela Calla Mortgage Team saved them over $1,200.00 dollars each month by redoing their #mortgage. Their future is much brighter now. 4 teenagers & running a business & still doing charity work for others in there community & abroad. Such an amazing family, an […]

Hear from Sean & Lynn of #langley we helped save $800/month by redoing their mortgage. We helped them buy their 1st home. A wedding & 2 kids later & a few years, that savings sure comes in handy. Especially tax free and they didn’t have to work any more hours in the day (whch how […]

Intelligently shopping for a mortgage is nearly impossible.  The terms all appear to be the same, you are bombarded with marketing, and in some cases you’re offered confusing bundle offers that sound amazing.  For years, clients have falsely thought it was all about the best “rate”.  Newsflash!!!  The rate is only a small part of […]

CMHC to Increase Mortgage Insurance Premiums OTTAWA, January 17, 2017 — CMHC is increasing its homeowner mortgage loan insurance premiums effective March 17, 2017. For the average CMHC-insured homebuyer, the higher premium will result in an increase of approximately $5 to their monthly mortgage payment. “We do not expect the higher premiums to have a significant […]

It’s official. The B.C. government has announced a hefty increase for the homes owners grant threshold to match the large increase in property assessments in Metro Vancouver Finance Minister Mike de Jong says the Homeowners Grant is being increased from $1.2-million to $1.6-million, an increase of 33% from last year. See the full story here: http://www.cknw.com/2017/01/09/homeowner-grant-threshold-will-go-up/  […]

  Your Credit Score that the lenders use, not to be mistaken by the Credit Risk Score you see when you check your own credit, is one aspect of determining your borrowing power. The better your score, the length of established credit and your payment history the better when it comes to mortgage financing. Let’s […]

Life can definitely throw some challenging financial situations your way. As independent mortgage professionals, we can provide solutions and strategies during or after these challenging times in order to get you back on track.   We have access to banks, trust companies and mortgage companies that specialize in this transitional period to help you move forward […]