General Angela Calla 4 Jun
The Bank of Canada is met this morning, and paused interest rate declines as expected with no changes made. Read the full release HERE. While cuts are still forecasted, they may not arrive until later this year — with upcoming meetings on July 30, September 4, October 23, and December 11 left in 2025. But here’s […]
Read MoreGeneral Angela Calla 28 May
The federal government just dropped a game-changer—and it’s effective May 27, 2025! Up to $50,000 GST rebate is now available for new homes up to $1.5 million — and yes, that includes pre-sales and new builds! What This Means for YOU as a First-Time Buyer: 100% GST Rebate if your new home is priced at […]
Read MoreGeneral Angela Calla 28 May
First-Time Home Buyer in BC? Here’s What You Need to Know! (And yes — you may still qualify even if you haven’t owned a home in the last 4 years or have gone through a spousal separation and lived apart for 90+ days.) We’ve put together a list of the latest first-time home buyer incentives […]
Read MoreGeneral Angela Calla 7 May
Welcome to the May issue of my monthly newsletter! Welcome to May! Hard to believe we’re already a third of the way into 2025. The Stanley Cup Playoffs are in full swing, and hockey fans across Canada are hoping this is the year the Cup finally comes home. Is your team still in the hunt? […]
Read MoreGeneral Angela Calla 29 Apr
At the Angela Calla Mortgage Team, we’re more than just numbers—we’re about real people making real financial progress. One of those people is Volker, a long-time member of our mortgage family in Surrey, BC. Volker first heard about our team while tuning in to The Mortgage Show on CKNW. Years later, when he needed to […]
Read MoreGeneral Angela Calla 28 Apr
I had the pleasure of joining Vancouver Consumer on CKNW to share some key strategies to help Canadians thrive financially in today’s economy. Over three segments, we explored actionable steps everyone can take to build a stronger financial future. Here’s a quick recap: Review Your Mortgage and Debt Strategy With rates and lending rules constantly […]
Read MoreGeneral Angela Calla 16 Apr
Bank of Canada Holds Rates Steady In The Face Of Tariff Uncertainty–More Rate Cuts Coming The Bank of Canada held its benchmark interest rate unchanged at 2.75% at today’s meeting, as expected by half of the market, to mark the first hold following 225 basis points of cuts in seven consecutive decisions. The governing council noted […]
Read MoreGeneral Angela Calla 16 Apr
When purchasing real estate, most people assume they’re buying the land and the home together. That’s called fee simple ownership, and it’s the most common form of property ownership in Canada. However, in some areas—especially near waterfronts, on First Nations land, or in resort communities—you might come across homes built on leased land. So what […]
Read MoreGeneral Angela Calla 16 Apr
Weaker Than Expected Inflation May Not Be Enough to Trigger Another Bank of Canada Rate Cut Canadian consumer prices rose 0.3% in March (or remained flat when seasonally adjusted), which was lower than expected, reducing the annual inflation rate by 0.3 percentage points to 2.3%. This decrease in headline inflation followed the complete removal of […]
Read MoreGeneral Angela Calla 1 Apr
Welcome to the February issue of my monthly newsletter! This month, I have all the details for you around second mortgages and understanding if they are right for you! Plus, scroll down for some spring-cleaning tips as we start to shake off the winter dust! Understanding Second Mortgages: Are They Right for You? One of […]
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