Access Youth – The Bus is going out into the dark, helped by your contributions

General Angela Calla 30 Aug

Angela Calla is an 19-year award-winning woman of influence which sets her apart from the rest. Alongside her team, Angela passionately assists mortgage holders in acquiring the best possible mortgage. Through her presence on “The Mortgage Show” and through her best-selling book “The Mortgage Code“, Angela educates prospective home buyers by providing vital information on mortgages. In […]

Homeowners Affected by Canadian Wildfires – Merix Financial

General Angela Calla 24 Aug

Canada has been affected by ongoing, devastating wildfires since early this year, making for the worst wildfire season in our country’s history. In times of such turmoil and uncertainty, we know how important it is to keep your clients up to date with timely and relevant information. With their homes and their possessions at risk, […]

BC Wildfires Response – First National

General Angela Calla 21 Aug

As the devastating wildfires in British Columbia continue to pose a significant threat, we understand the importance of providing timely and accurate information to you and your clients. At First National, we are committed to supporting you during these challenging times and want to ensure that you and your clients are equipped with the necessary […]

Canadian Headline Inflation Rises to 3.3%, But Core Inflation Shows Promise

General Angela Calla 15 Aug

July Headline Inflation Rose to 3.3%, But Core Inflation Improved The Consumer Price Index (CPI) rose 3.3% y/y in July, up from a 2.8% rise in June. The acceleration in headline inflation was widely expected due to a base-year effect on gasoline prices, as a sizeable monthly decline in July 2022 (-9.2%) no longer impacts the 12-month movement. Excluding […]

Weaker Than Expected Jobs Report Portends No Rate Hike By BoC

General Angela Calla 9 Aug

The Long-Awaited Labour Market Slowdown The Canadian economy shed 6,400 jobs in July, far weaker than the 25,000 gain that was expected. The jobless rate was 5.5%, the third consecutive monthly rise. This likely improves the chances the Bank of Canada will remain on the sidelines in September. Wage inflation, however, re-accelerated, moving back to […]

August 2023 Monthly Newsletter

General Angela Calla 9 Aug

This month we are covering what you need to know about converting your basement into an income suite, plus we have some fun summer BBQ tips! Also, hear the economic forecast straight from our Chief Economist, Dr. Sherry Cooper! Converting Your Basement to an Income Suite With the current interest rates and economic scenarios, many […]

OSFI Takes Focused Action to Reduce Systemic Banking System Risk

General Angela Calla 3 Aug

OTTAWA ─ June 28, 2022 ─ Office of the Superintendent of Financial Institutions The Office of the Superintendent of Financial Institutions (OSFI) released a new Advisory (Clarification on the Treatment of Innovative Real Estate Secured Lending Products under Guideline B-20). The Advisory complements existing expectations under Guideline B-20, which articulates OSFI’s expectations regarding underwriting practices and procedures […]

The Angela Calla Mortgage Team – Letter of Engagement

General Angela Calla 27 Jul

Dear Client, Thank you for choosing DLC – Angela Calla to prepare your application for mortgage financing. We are proud to offer a high level of service and it will be our pleasure to lead you through the process. DLC -Angela Calla maintains the highest level of integrity and we are always working in the […]

The Canadian Mortgage Market is at the Precipice of an Evolutionary Shift

General Angela Calla 27 Jul

The Canadian mortgage market is at the precipice of an evolutionary shift as it ventures into a post-pandemic environment. With the 2023 Residential Mortgage Industry Report from the Canada Mortgage and Housing Corporation (CMHC) now available, CMHC 2023 Residential Report a roadmap has been provided for the mortgage industry moving forward, outlining crucial insights […]

Using a Reverse Mortgage To Purchase a Revenue Property

General Angela Calla 25 Jul

We are seeing an increasing number of clients turn to revenue properties to supplement their monthly income in retirement. But how does that work given that reverse mortgages primarily lends on the primary residence? Client Details: 70 year old male & 70 year old female $2.4M primary residence in North Vancouver Purchasing 1 bedroom […]

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