With the latest round of changes to insured mortgages, which came into effect July 9th, 2012, it appears that Canadians may have overlooked some changes that they should review more closely for Conventional Mortgages (borrowers who don’t require mortgage insurance)! As early as this coming October, there will be even more changes (as I mentioned […]

Canadians are lucky if they save 5% of their income, and a new report suggests most actually spend more than they make. And one in six Canadians live paycheque to paycheque! Following are a few tips to help you get off the hamster wheel and make a positive impact on your finances: 1.       Take advantage […]

We featured #newwestminster 2 weeks ago ahead of this article on The Mortgage Show on @cknw which we believe to be a great showcase of the beautiful city http://www.theglobeandmail.com/life/home-and-garden/real-estate/the-lower-mainland-has-a-new-neighbourhood-darling/article4436080/ Tune in this week with Angela Calla, AMP to hear our deal of the week from @willingtwo Rob Boies To get pre approved to learn your options […]

There are many factors involved with finding out the real pricepoint, and the other 4 methods mentioned in link below are more accurate. Thank you to CBC for reporting this! We have been saying this for YEARS on The Mortgage Show on CKKW AM980 Saturdays at 7pm with me Angela Calla,AMP http://www.cbc.ca/news/canada/story/2012/07/17/f-average-home-prices.html Want to review […]

As heard on this weeks Mortgage Show on CKNW with Angela Calla Saturday July 21st 2012. To get pre approved for this property or any other purchase email us at callateam@dominionlending.ca or call 604-802-3983 This weeks deal of the week has been brought to you by: Port Coquitlam detached hone with 1 bedroom basement suite:http://rboies.mlslink.mlxchange.com/?r=1938575320&id=363434333136.312 Robert BoiesRoyal […]

No question we are in buyers market not only here in our home town but in the US as well. We have been talking about this Warren Buffet analogy for over a month on the Mortgage Show on CKNW Saturdays at 7pm Enjoy the read: http://www.smartmoney.com/invest/stocks/is-it-time-to-buy-into-real-estate-1341940837097/ To learn about your options to buy a home […]

No Surpise here, most costs go up http://www.vancouversun.com/business/Credit%20card%20users%20could%20soon%20face%20higher%20costs%20paying%20with%20plastic/6948690/story.html What you can do about it is review your mortgage to see if you can take advantage of todays emergency low interest rates to reduce your interest costs on your credit card by restucturing your exisiting mortgage, this on average results in a reduction of $250 per […]

Simply put, to get Canadians saving instead of spending and not planning there futures on todays emergency low rates. 25% of investors are betting on a rate decrease, while economists disagree. Carney notes 1% is still an emergency rate and is ready to move at any time the forcast changes. Optimize your mortgage today as […]

Who says real estate isn’t affordable – even in the lower mainland?? There truly are affordable real estate options for British Columbians. Following are some great examples: If you make $20 an hour working full time (approximately $40,000/year) and have accumulated approximately $10,000 for a down payment from your RRSPs, unused RESPs, Gift or Savings, […]

Top 5 takeaways from the Bank of Canada’s decision John Shmuel  Jul 17, 2012 – 10:40 AM ET | Last Updated: Jul 17, 2012 11:15 AM ET Christinne Muschi/Reuters The Bank of Canada cut its economic growth forecast for this year and next in its interest rate decision Tuesday. Above, Bank Governor Mark Carney addresses the […]