FULL ARTICLE Big news out of Nova Scotia today: the Government of Nova Scotia has launched a new First-Time Homebuyers Program that cuts the minimum down payment to just 2% of the purchase price — less than half of what it usually is. This four-year pilot initiative is designed to help people who are financially […]

Full Announcement HERE     Angela Calla is a mortgage renewal and debt elimination expert with over 20 years of industry experience. She is also a multi-award-winning mortgage professional. Since beginning as a mortgage broker in 2004, Angela has helped thousands of Canadians optimize their mortgage strategies, eliminate debt, and build wealth through real estate. She is […]

Thank you to everyone who sent in topic suggestions and questions for our weekly email.  Not surprisingly, many of the questions relate to the recent decision in Cowichan Tribes v. Canada (AG), 2025 and what it may mean for homeowners and purchasers of the land. Stewart Title, one of British Columbia’s leading title insurance providers, […]

Canadian Jobs Growth Slowed Markedly in January as the Unemployment Rate Fell Sharply to 6.5% Today’s Canadian Labour Force Survey for January was weaker than expected. Employment declined by 24,800 (-0.1%), and the employment rate decreased 0.1 percentage points to 60.8%. This followed only a small gain in December and was the first decline in […]

Today, the Office of the Superintendent of Financial Institutions (OSFI) had its first Quarterly Release of 2026. As part of this release, OSFI has finalized new liquidity guidance and is launching consultations on credit risk management as well as accountability for boards and senior leaders. This Quarterly Release highlights how OSFI’s focused policy efforts and […]

CONGRATULATIONS, Angela Calla Mortgage Team! We’re excited to officially share that Angela Calla Mortgage Team has been selected as a Winner of the 2026 Canadian Choice Award in the Mortgage Brokers category for Port Coquitlam. This distinction recognizes businesses that demonstrate excellence, professionalism, and meaningful community impact. Your win reflects the trust you’ve earned and the quality you deliver every […]

The average mortgage rate will double for those who bought in 2021 on a five-year term, but don’t expect a massive glut of new listings hitting an already depressed market from distressed sellers. There is plenty of gloom, but will doom soon follow? The Lower Mainland real estate market is coming off a year with […]

  Canadian Job Growth Slows Markedly in December as the Unemployment Rate Rises to 6.8% Today’s Canadian Labour Force Survey for December was weaker than expected. Employment was little changed (+8200; 0.0%), and the employment rate held steady at 60.9%. This followed three consecutive monthly increases. The jobless rate rose 0.3 percentage points to 6.8%, […]

This month on The Mortgage Show on CKNW, we had the privilege of interviewing David Chilton, author of The Wealthy Barber. I first read his book at 17, and his common-sense approach to money continues to help Canadians build confidence in a time where everything costs more. We discussed simple strategies that can make a […]

Today, the Bank of Canada released its latest interest rate update. As expected, rates did not change. Read the press release HERE  Even with rates holding steady, this remains one of the most important times to plan ahead. The households that prepare now will be in the strongest position going into 2026.  Here are three strategic steps […]