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Don’t Let the Bank Decide Your Future

General Angela Calla 10 Oct

Here’s a true story that shows why it matters who you trust with your mortgage.

A young couple recently had their mortgage declined by their bank — even though they were fully qualified. Why? The branch adviser misread their income, and once the file was declined, there was no second chance. They lost out on a great rate and valuable time.

The truth is, bank advisers are generalists, while mortgage brokers specialize in navigating lender policies, income complexities, and the best ways to get your file approved. Full story here: https://www.canadianmortgagetrends.com/2025/10/opinion-think-twice-before-handing-your-mortgage-to-a-bank-adviser/

At the Angela Calla Mortgage Team, our advice is free, completely unbiased, and focused only on what’s best for you — not any one bank. 🙌

We work with multiple lenders to find the right fit, protect your credit, and help you make confident, informed choices for your financial future.

✨ I share more stories like this — and how to avoid these costly mistakes — in my book “The Mortgage Code.” https://www.amazon.ca/Mortgage-Code-Helping-Property-Mistakes-ebook/dp/B07HFHR8TV?dplnkId=a8cf0153-1b54-4044-962a-5df1166a181d&nodl=1

💬 If you or someone you care about is buying, renewing, or looking to consolidate debt, reach out to my team today. Let’s make sure your mortgage is in the right hands!


Angela Calla is a mortgage renewal and debt elimination expert with over 20 years of industry experience. She is also a multi-award-winning mortgage professional. Since beginning as a mortgage broker in 2004, Angela has helped thousands of Canadians optimize their mortgage strategies, eliminate debt, and build wealth through real estate.

She is the best-selling author of The Mortgage Code, which equips readers with the tools to make informed financial decisions. Additionally, she is the host of Canada’s longest-running finance radio show on CKNW, where she simplifies mortgage advice and empowers listeners to take control of their financial futures.

Angela has been recognized as Business Leader of the Year (2020) by the Tri-Cities Chamber of Commerce and Entrepreneur of the Year (2019) by the City of Port Coquitlam. She is also a sought-after speaker and educator, delivering accredited training for real estate boards across Greater Vancouver.

Angela is a frequent go-to source for media and publishers across the country. For media interviews, speaking inquiries, or personal mortgage assistance, please contact Angela at hello@countoncalla.ca or at 604-802-3983.

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