As a trusted mortgage expert, I’m always looking for ways to help you make the most of your mortgage renewal. In this newsletter, I’m excited to share some valuable tips and insights that can help you navigate the renewal process with confidence and save thousands the 5 minute clip can be watched by clicking the image below.

1. When to Start Shopping: It’s never too early to start shopping around for a better mortgage rate. Begin your search at least four months before your current mortgage term expires to allow enough time to explore your options.
2. Understanding Different Lenders: Not all lenders are the same. Each lender offers different rates, terms, and conditions. It’s essential to compare offers from multiple lenders to ensure you’re getting the best deal.
3. Prepayment Penalties: Before renewing your mortgage, it’s crucial to understand any prepayment penalties that may apply. These penalties can significantly impact your overall savings if you decide to pay off your mortgage early.
4. Adjustable vs. Variable Rate Mortgages: Both adjustable and variable rate mortgages offer different benefits and risks. Understanding the differences between the two can help you choose the right option for your financial situation.
5. Real-Life Example: Recently, we helped a local family avoid a costly mistake by advising them not to simply sign their renewal with their lender. By exploring other options, we were able to save them $1,200.00 each month, allowing them to move up the property ladder sooner than they thought possible.

I’m here to help you make informed decisions about your mortgage renewal. If you have any questions or would like to discuss your options further, please don’t hesitate to reach out directly by replying to this email.

Your financial well-being is my top priority.

Angela Calla is an 19-year award-winning woman of influence which sets her apart from the rest. Alongside her team, Angela passionately assists mortgage holders in acquiring the best possible mortgage. Through her presence on “The Mortgage Show” and through her best-selling book “The Mortgage Code“, Angela educates prospective home buyers by providing vital information on mortgages. In light of this, her success awarded her with the 2020Business Leader of the Year Award.

Angela is a frequent go-to source for media and publishers across the country. For media interviews, speaking inquiries, or personal mortgage assistance, please contact Angela at hello@countoncalla.ca or at 604-802-3983.

Click here to view the latest news on our blog.