Depending on the type of mortgage you have, penalties might be zero, three months’ interest, or something known as the interest rate differential amount. The costs can vary wildly, so be sure to ask how much you will owe if you break your mortgage. Talk to The Angela Calla Mortgage Team personally so we can […]

Compare the total cost(s) of owning a home 30 years ago to today, you will be very surprised: Lifetime interest to home price ratio:  *  Today:  0.53  *  30 years ago:  1.77 Please click here for the complete article from the Financial Post Questions about your mortgage options for home ownership, contact The Angela Calla […]

See how #AngelaCallateam helped a young couple from #Langley get the keys to their #firsthome   

Angela makes the top story on www.canadianmortgagetrends.com, Click Here to view a direct link to her article on Canadian mortgages trends-posted rates penalties pain!

One of the many important considerations to understand when sourcing the best mortgage is how different types of lenders – namely, banks versus lenders who only work with mortgage brokers – calculate penalties, as the market and your needs can easily shift throughout the term of your mortgage. Does the lender charge a reinvestment fee as […]

In hot real estate markets, it’s common for both buyers and agents to consider having no subject to financing when making a purchase offer. It’s important to realize, however, that no professional is in a position to legally advise you to enter into a real estate transaction with no subjects, especially no subject to financing. […]

April sure has been a very busy month! We have seen a substantial increase in the amount of purchases and increased insurance premiums were announced for when you have less than a 10% down payment. This raises the question:  with all of the news about unaffordability, how can I or my loved ones possibly buy […]

Click HERE and listen to Angella Calla debunking one of the most common myths of purchasing a home and breaking down how many AFFORDABLE options are available https://youtu.be/9U901l3sON4 

Vacation property prices haven’t increased in 5 to 7 years. In 2015 many vacation homes are selling for the same price they were bought 5 to 7 years ago. If you’re in the market, now is the time to buy a cottage. Review the article here: http://www.moneysense.ca/property/buy/great-time-to-buy-a-cottage Your AMP is here to help guide you […]

Click Here and listen to Angela’s youtube testimonials