Great news – the GST Rebate for First-Time Homebuyers has finally come into effect!! Announced last spring by the federal government, the bill received Royal Assent last week and eliminates “the Goods and Services Tax (GST) for first-time home buyers on new homes up to $1 million and reducing the GST for first-time home buyers on […]

March is peak maple syrup time here in Canada – when the sap starts to flow from tapped trees into sugar houses across Quebec (where 90% of Canada’s liquid gold is produced). Maple syrup not only tastes great but also has zinc, magnesium, B2, calcium, potassium and even antioxidants. It’s unrefined and unprocessed and offers […]

If rising payments, credit card balances, or multiple loan obligations are eating into your monthly cash flow, you are not alone — and you do have options. For many homeowners, restructuring debt through a strategic mortgage review can create immediate relief and long-term financial momentum. Just this week, we helped a local family improve their […]

FULL ARTICLE Big news out of Nova Scotia today: the Government of Nova Scotia has launched a new First-Time Homebuyers Program that cuts the minimum down payment to just 2% of the purchase price — less than half of what it usually is. This four-year pilot initiative is designed to help people who are financially […]

Full Announcement HERE     Angela Calla is a mortgage renewal and debt elimination expert with over 20 years of industry experience. She is also a multi-award-winning mortgage professional. Since beginning as a mortgage broker in 2004, Angela has helped thousands of Canadians optimize their mortgage strategies, eliminate debt, and build wealth through real estate. She is […]

Thank you to everyone who sent in topic suggestions and questions for our weekly email.  Not surprisingly, many of the questions relate to the recent decision in Cowichan Tribes v. Canada (AG), 2025 and what it may mean for homeowners and purchasers of the land. Stewart Title, one of British Columbia’s leading title insurance providers, […]

Canadian Jobs Growth Slowed Markedly in January as the Unemployment Rate Fell Sharply to 6.5% Today’s Canadian Labour Force Survey for January was weaker than expected. Employment declined by 24,800 (-0.1%), and the employment rate decreased 0.1 percentage points to 60.8%. This followed only a small gain in December and was the first decline in […]

Today, the Office of the Superintendent of Financial Institutions (OSFI) had its first Quarterly Release of 2026. As part of this release, OSFI has finalized new liquidity guidance and is launching consultations on credit risk management as well as accountability for boards and senior leaders. This Quarterly Release highlights how OSFI’s focused policy efforts and […]

CONGRATULATIONS, Angela Calla Mortgage Team! We’re excited to officially share that Angela Calla Mortgage Team has been selected as a Winner of the 2026 Canadian Choice Award in the Mortgage Brokers category for Port Coquitlam. This distinction recognizes businesses that demonstrate excellence, professionalism, and meaningful community impact. Your win reflects the trust you’ve earned and the quality you deliver every […]

The average mortgage rate will double for those who bought in 2021 on a five-year term, but don’t expect a massive glut of new listings hitting an already depressed market from distressed sellers. There is plenty of gloom, but will doom soon follow? The Lower Mainland real estate market is coming off a year with […]