The Bank of Canada has just made its latest announcement HERE —and while there was no rate cut this round, many experts anticipate future reductions later this year. Upcoming rate decision dates to keep an eye on:  September 17, October 29, December 10, 2025.

In the meantime, we’re in a true buyer’s market. With more inventory, motivated sellers, and more flexible conditions, we’re seeing many first-time homebuyers jump off the sidelines and into action. If you, or someone you know, has been waiting for the right moment, this could be it.

As always, we’re here to help with:

• Pre-approvals and planning
• Mortgage renewal and refinance strategies to save thousands
• Introductions to trusted realtors, planners, and legal professionals

Here is our free app to download and get pre qualified in 45 seconds – My Mortgage Toolbox

If you have any questions about your current mortgage or want to explore opportunities in today’s market, just reply to this email or reach out directly.

Please note, our office will be closed, Monday, August 4th for BC Day.

Let’s make your mortgage work for you!