Owning the roof over your head should still be a goal for most Canadians as paying rent is like paying someone else’s mortgage, experts say. 

The Bank of Canada gave its clearest signal last week that interest rates are set to rise, while a growing number of real estate watchers and some economists are forecasting property prices will decline.

Given such a scenario, some first-time buyers may be tempted to hold off on what’s likely to be one of the biggest purchases of their lives, though that may be a mistake.

Click here to read the full Money article.