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Consolidate Your Debt and Invest In Your Family!

General Angela Calla 18 Aug

Most Canadians dream of owning a beautiful home where they can raise their family and watch them grow. As our families get wonderful little additions or grow into a bigger space, many of us want to learn how to move up the property ladder.

With the cost of everything rising and additional costs we accumulate as our families grow, Canadians may become unaware of how debt outside of their mortgage is holding them back. In fact, 6/10 Canadians are living paycheck to paycheck due to debt.

For example, it’s common to have a car loan payment for $500 a month, a credit card bill that’s maybe $200 a month, and a line of credit that stays at around $300 a month. That’s $1,000.00 in payments outside of a mortgage.

DID YOU KNOW, that can take AWAY 200K in mortgage qualifications? 

That’s the difference between buying a home for 600k or 800K! A HUGE deal when considering your financial future and planning to grow your wealth.

Let’s say you didn’t have kids and wanted to consider retiring early or buying a vacation property. Consolidating debt opens that qualification and cashflow room allowing you to design yourself an empowering financial future.

Debt consolidation allows you to free up your monthly cash flow to re-invest in your family’s future. 

This is not something generally forthcoming if you deal with any lender on your own, as higher interest products are the largest profit-making item for all institutions. 

Yet, the goal of homeownership is to be able to live the life we’ve always dreamed of with financial security!

If your debt is growing and you foresee a large purchase, we recommend being proactive. Refinancing with the lowest available interest rate including any penalties or costs will give you the chance to provide for your family’s needs.

If you’re ready to live the life you’ve always dreamed about and stop stressing about monthly payments, get in touch with us so our team can evaluate your financial situation and provide you with unbiased advice! 


Angela Calla is an 18-year award-winning woman of influence which sets her apart from the rest. Alongside her team, Angela passionately assists mortgage holders in acquiring the best possible mortgage. Through her presence on “The Mortgage Show” and through her best-selling book “The Mortgage Code, Angela educates prospective home buyers by providing vital information on mortgages. 

In August of 2020, at the young age of 37, Angela surpassed $1 Billion dollars in funded personal mortgages. In light of this, her success awarded her with the 2020Business Leader of the Year Award.

Angela is a frequent go-to source for media and publishers across the country. For media interviews, speaking inquiries, or personal mortgage assistance, please contact Angela at hello@countoncalla.ca or at 604-802-3983.

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