Some financial books make an impact — and then there are those rare few that change the way an entire country thinks about money.
For millions of Canadians, David Chilton’s The Wealthy Barber is that book.
I was only 17 years old when I read it for the first time, and it completely reshaped how I thought about financial security, decision-making, and preparing for the future. I had no idea then that the lessons I learned from those pages would become the foundation of both my personal financial journey and the career I built helping Canadians navigate home ownership with confidence.
And today, that story has come full circle.
I’m thrilled to share that David Chilton joined me on The Mortgage Show to discuss the newly revised edition of The Wealthy Barber — updated for today’s economy, today’s challenges, and today’s opportunities.
Watch the Interview HERE
Whether you’re a first-time buyer, a seasoned homeowner, or someone finally ready to take control of your financial future, this episode is packed with perspective-shifting conversation.
What We Talked About
- David and I explored the financial habits that still matter most — even as markets, interest rates, and tools evolve. Some of the key themes we covered include:
- Why timeless lessons still matter more than market noise
- Chasing trends rarely builds wealth — but discipline, consistency, and calm decision-making do.
- The surprising new tools Canadians can use to get ahead
- We touched on FHSAs, TFSAs, longer amortizations, and how strategic mortgage planning can support long-term wealth.
- The difference between surviving financially and building true freedom
- We explored the idea that smart financial decisions aren’t about luck — they’re about systems, mindset, and accessible advice.
- Why good advice doesn’t have to be complicated
David’s signature message is as relevant today as it was decades ago:
Small, repeatable decisions — done well — create lasting results.
Why This Matters for Homeowners (and Future Homeowners)
Today’s mortgage landscape can feel overwhelming — rates change, rules shift, and headlines don’t always offer clarity.
But conversations like this remind us: you don’t need to navigate it alone.
Working with trusted professionals — whether it’s a mortgage broker, planner, or advisor — can help you:
- Reduce financial stress
- Avoid costly mistakes
- Build a mortgage strategy, not just a payment
- Create long-term security, not short-term survival
- Financial literacy is the foundation.
- Smart guidance is the structure.
- Your goals are the blueprint.
Resources Mentioned
The Wealthy Barber (Revised Edition) — by David Chilton
The Mortgage Code — by Angela Calla (available on Amazon or at CountOnCalla.ca)
Together, these books offer simple, relatable, actionable strategies that Canadians can use immediately to improve their financial lives.
This conversation isn’t just an interview — it’s a reminder that the most powerful financial transformations often start with one moment, one mindset shift, or one piece of advice.
If this episode sparks your curiosity, inspires questions, or makes you rethink your mortgage, debt strategy, or long-term plan — I’d love to support you.
Want Guidance on Your Mortgage Strategy?
Book a complimentary review with our team:
CallaTeam@CountOnCalla.ca
Instagram & Facebook: @AngelaCallaMortgageTeam
No pressure. No confusing jargon.
Just clear, caring, Canadian-focused advice.
Angela Calla is a mortgage renewal and debt elimination expert with over 20 years of industry experience. She is also a multi-award-winning mortgage professional. Since beginning as a mortgage broker in 2004, Angela has helped thousands of Canadians optimize their mortgage strategies, eliminate debt, and build wealth through real estate.
She is the best-selling author of The Mortgage Code, which equips readers with the tools to make informed financial decisions. Additionally, she is the host of Canada’s longest-running finance radio show on CKNW, where she simplifies mortgage advice and empowers listeners to take control of their financial futures.
Angela has been recognized as Business Leader of the Year (2020) by the Tri-Cities Chamber of Commerce and Entrepreneur of the Year (2019) by the City of Port Coquitlam. She is also a sought-after speaker and educator, delivering accredited training for real estate boards across Greater Vancouver.
Angela is a frequent go-to source for media and publishers across the country. For media interviews, speaking inquiries, or personal mortgage assistance, please contact Angela at hello@countoncalla.ca or at 604-802-3983.
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