The prospect of loading up with debt to buy a home is daunting to most Canadians – and doubly so for first timers. Which is why it’s crucial to have an expert to depend on for good mortgage advice. While most lenders have well-trained in-house consultants to support their clients through the application and approval […]

Some financial advice is so oft-repeated that everyone takes it for granted: You shouldn’t bring debt into retirement. Debit cards are safer than credit cards. Older folks should invest more conservatively. As they used to say on Seinfeld: yadda, yadda, yadda. The problem is a lot of that is bad advice. At best, it fit […]

Fraud and investment scams abound at all levels of the real estate market – whether it be a contractor who charges hundreds of dollars for work not done to an “investment agent” who embezzles hundreds of millions.  Protecting yourself can require a measure of vigilance and legwork, but it can also come down to exercising […]

The Angela Calla Mortgage Team is committed to giving you information in real time so you can use it to your advantage. By contacting us today to see what your options are under the current guidelines we can help you renew or refinance your current mortgage today before these policies come into place by years […]

The Ottawa family who received a $10,000 cheque from an embattled rent-to-own business say they can’t cash it because the owner’s bank halted the payment. Chantal Scott took the $10,000 cheque — delivered to her door on Tuesday evening by company owner Jean-Claude Lacasse — to a Laurentian Bank of Canada branch on Wednesday afternoon. […]

These days, getting hitched and buying a home seem to go hand in hand. But if you want your wedded bliss to last, avoid these three classic mistakes. Top three mistakes newlyweds make in their real estate purchases: 1. Focusing on the interest rate Who can resist an ad that promises you’ll only pay 2.99% […]

There are many different reasons to renovate a home: to save energy (and save on utility bills), to make room for a growing family, to improve safety or increase the resale value of your home, or simply to bring a fresh new look to your home. There are also a number of different ways to […]

5 year fixed interest rates have bumped up over 70 basis points in just  2 weeks, making the 10 year the best opportunity for borrowers to protect themselves. With mortgage rates at all-time lows, it seems longer terms are making a comeback. It turns out that fashion isn’t the only thing that comes back into style! In fact, […]

Marriage is such an exciting milestone that offers so much hope for the future by uniting two partners to establish roots together. I have found that it’s important to consider the following when setting out on the marriage journey to ensure your financial house remains in order, since financial strain can put a lot of […]

Have you ever wondered if there was a way to get a mortgage larger than the purchase price of your home to do some renovations? Do you want to do some renovations on a property you would like to purchase and don’t have the money or think you can afford to renovate? The answer for […]