The Angela Calla Mortgage Team is committed to giving you information in real time so you can use it to your advantage. By contacting us today to see what your options are under the current guidelines we can help you renew or refinance your current mortgage today before these policies come into place by years […]

The Ottawa family who received a $10,000 cheque from an embattled rent-to-own business say they can’t cash it because the owner’s bank halted the payment. Chantal Scott took the $10,000 cheque — delivered to her door on Tuesday evening by company owner Jean-Claude Lacasse — to a Laurentian Bank of Canada branch on Wednesday afternoon. […]

These days, getting hitched and buying a home seem to go hand in hand. But if you want your wedded bliss to last, avoid these three classic mistakes. Top three mistakes newlyweds make in their real estate purchases: 1. Focusing on the interest rate Who can resist an ad that promises you’ll only pay 2.99% […]

There are many different reasons to renovate a home: to save energy (and save on utility bills), to make room for a growing family, to improve safety or increase the resale value of your home, or simply to bring a fresh new look to your home. There are also a number of different ways to […]

5 year fixed interest rates have bumped up over 70 basis points in just  2 weeks, making the 10 year the best opportunity for borrowers to protect themselves. With mortgage rates at all-time lows, it seems longer terms are making a comeback. It turns out that fashion isn’t the only thing that comes back into style! In fact, […]

Marriage is such an exciting milestone that offers so much hope for the future by uniting two partners to establish roots together. I have found that it’s important to consider the following when setting out on the marriage journey to ensure your financial house remains in order, since financial strain can put a lot of […]

Have you ever wondered if there was a way to get a mortgage larger than the purchase price of your home to do some renovations? Do you want to do some renovations on a property you would like to purchase and don’t have the money or think you can afford to renovate? The answer for […]

You found the home of your dreams, your offer was accepted and you just received the keys to your new home. Congratulations, you’re now officially a homeowner! So… what happens next? To help you start your new life as a homeowner on the right foot, Canada Mortgage and Housing Corporation (CMHC) offers the following tips […]

Easy Refinance Program Highlights: This program is administered through FCT and covers the following at no cost to the borrower: * All secured and unsecured debt payout * One (1) signing appointment with an FCT representative * Mortgage Registration * Discharge of existing mortgages * Lender title insurance * All courier fees for the borrower(s) […]

 So back to that penalty issue… have you wondered how some lenders charge such a high penalty when the mortgage term is almost over? This is an obvious retention tool the banks leverage to keep you on their books!  One of the many considerations we have when finding you the best mortgage is how they […]