More than one in eight adult Canadians will declare bankruptcy or negotiate a debt settlement – consumer proposal – with creditors. That’s a lot of people with devastated credit. The majority of those people will want a mortgage at some point, but they’ll find their options are limited. Following the credit crisis, funding shrank for high-risk […]

FORMER US FED CHAIRMAN CAN’T GET A MORTGAGE. Anyone remember this guy?  Ben Bernanke.   He’s just the former Chairman of the US Federal Reserve Bank. He served two terms from 2006 to 2014.   Earlier this month, he revealed that he was declined for a mortgage refinance.  Now, just to put this in perspective, he used […]

When you deal with a lender directly for a mortgage this article below is the norm. Most clients though are unaware of how different lenders calculate thier penalties and we always work to show you the lowest exit cost for the mortgage you end up selecting from the choices presented. http://www.cbc.ca/news/canada/edmonton/td-bank-client-devastated-by-17-000-mortgage-penalty-1.2790108 Angela Calla Mortgage Team 604-802-3983 […]

Typically it’s better to defer CPP until past age 65 but in these situations it’s best to take CPP early Do any of these special CPP circumstances apply to you? http://www.moneysense.ca/retire/when-it-pays-to-take-cpp-early Ensure you have the best mortgage for your retirement. Angela Calla Mortgage Team 604-802-3983 callateam@dominionlending.ca

Hear how The Angela Calla Mortgage Team saved Mary of Surrey BC save over $1200/month by us redoing her #mortgage. She joined us on The Mortgage Show on CKNW AM980 and shares her experience working with us.

Hear Angela Calla on The Jon McComb Show on CKNW AM980 talk about the differences with Woman & Men buying a home.

Self Employed? Here is what you will need for a Mortgage With more than 30% of Canadians receiving at least a portion of their income from means that place them in the self-employed category, it’s important to know exactly what documentation you’ll be required to provide when seeking a mortgage. The simplest way to provide […]

Who do you know really to head to university? Great pass along: http://business.financialpost.com/2014/08/30/five-financial-pitfalls-that-post-secondary-students-should-avoid/ Angela Calla Mortgage Team 604-802-3983 callateam@dominionlending.ca

Like many aspects of your   life, obtaining financing on a new or existing home can be a lot less stressful and a   whole lot more straight-forward if you’re prepared. But if you’re not   prepared, there are many common mistakes you can make. Most of these mistakes   are easily avoidable with some […]

This story is fantastic, very practical. In summary. Planned Balance. Enjoy http://www.theglobeandmail.com/globe-investor/personal-finance/household-finances/hes-26-with-32000-in-savings-heres-how-he-did-it/article20099792/?click=sf_globefb#dashboard/follows/ Angela Calla Mortgage Team 604-802-3983 callateam@dominionlending.ca