The following changes below break down to 3 things being clarified 1.       No cashback mortgages anymore 2.       Harmonized qualifying between lenders- less applicants will qualify for the variable rate mortgage, it remains a luxury. 3.       Letters of Employment will continue to always be required (no real news here)   Questions on the best mortgage for you? Contact The […]

Angela Calla Mortgage team of Dominion Lending Centres helps thousands of first time home buyers enter the marketplace with confidence. Listen to how ACMT helped a 20 year old young woman have her first home for $300 less a month then her rent. Tune into The Mortgage Show on 1410am the Buzz every Saturday at […]

Angela Calla, AMP with Dominion Lending Centres discusses breaking your current mortgage to take advantageof today’s lower rates. Angela Calla’s team conducts annual mortgage reviews for all of their clients as a part of their mortgage coaching for being a valued client. Listen to how Angela and her team were able to help their client […]

Are you purchasing a home for the first time? Looking to take some of the equity from the home you own for investment or pleasure? Or is mortgage is up for renewal? You need to consult the best accredited mortgage professional.The Angela Calla Mortgage Team is here to help you personally with your mortgage related […]

Depending on the type of mortgage you have, penalties might be zero, three months’ interest, or something known as the interest rate differential amount. The costs can vary wildly, so be sure to ask how much you will owe if you break your mortgage. Talk to The Angela Calla Mortgage Team personally so we can […]

Compare the total cost(s) of owning a home 30 years ago to today, you will be very surprised: Lifetime interest to home price ratio:  *  Today:  0.53  *  30 years ago:  1.77 Please click here for the complete article from the Financial Post Questions about your mortgage options for home ownership, contact The Angela Calla […]

See how #AngelaCallateam helped a young couple from #Langley get the keys to their #firsthome   

Angela makes the top story on www.canadianmortgagetrends.com, Click Here to view a direct link to her article on Canadian mortgages trends-posted rates penalties pain!

One of the many important considerations to understand when sourcing the best mortgage is how different types of lenders – namely, banks versus lenders who only work with mortgage brokers – calculate penalties, as the market and your needs can easily shift throughout the term of your mortgage. Does the lender charge a reinvestment fee as […]

In hot real estate markets, it’s common for both buyers and agents to consider having no subject to financing when making a purchase offer. It’s important to realize, however, that no professional is in a position to legally advise you to enter into a real estate transaction with no subjects, especially no subject to financing. […]