Record low mortgage rates have played a significant role in driving housing market activity during the COVID-19 pandemic. With inflation on the rise and the pandemic hopefully nearing a conclusion, mortgage rates have begun to increase. Angela was asked three questions by the Real Estate Board of Greater Vancouver about what she’s seeing in the […]

As the housing market continues to stir up homebuyers in Canada, the ongoing debate between variable and fixed rate holders is more prevalent than ever. To highlight some of these aspects more prominently, we have put together a breakdown of the distinctions you should know. When it comes to adjustable vs variable, it is invaluable […]

Good morning! In light of the upcoming April Bank of Canada announcement, we’ve been getting a lot of messages from those of you with Variable Rate Mortgages, asking if you should lock in ahead of April’s potential rate increase: Rates are rising. Is it time to lock in your mortgage rate? In her keynote speech […]

Recently we were interviewed by CBC leading off the news in the business digest across Canada discussing how Canadians are getting into the market. In summary, 4/10 Canadians get a substantial gift from parents, in the sum of $100,000 to $300,000 instead of co-signing. If a parent co-signs they have to qualify to service the […]

  With such a strong focus in the media on real estate today, have you ever asked yourself, “Why real estate is getting MORE expensive today than yesterday?”. If this is the question you are asking yourself, then you are asking the WRONG question. The REAL question you need to ask is “why does my […]

A credit score is so important when you are considering a home purchase. Well-qualified borrowers often don’t consider that there will ever be errors on their report, but sadly there are often mix-ups on reports or flat out incorrect information in terms of Credit Owed Marital Status Employment Birthdate. Such an example was noted in […]

Canada Reached Full-Employment in February Statistics Canada released the February Labour Force Survey this morning, reporting a much more significant than expected 336,600 net new jobs, with the unemployment rate falling a full percentage point to 5.5%. This is the first time the unemployment rate fell below its pre-Covid level and reinforces the expectation for […]

Spring is just around the corner!! While nobody enjoys Spring cleaning, we can all appreciate having a fresh home! Below are my favourite six Spring cleaning tips to help you tackle your home and get it looking its best for the season ahead: Create a Playlist: Everything is more fun with a great playlist! Not only […]

Spring is just around the corner! Some of you might be anxious to buy or sell this season, so let’s take a look at the trends for the upcoming Spring market. From a seller’s perspective, this is the best time to sell with motivated buyers and a huge demand that may diminish as the Bank […]

Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, allowing you to pay off your existing loan and replace it with a new one that better suits your needs. When done properly, mortgage refinancing can result in a host of great benefits to further your […]