Mortgage Market Update: Buyer’s Market & What’s Next for Rates

General Angela Calla 30 Jul

The Bank of Canada has just made its latest announcement HERE —and while there was no rate cut this round, many experts anticipate future reductions later this year. Upcoming rate decision dates to keep an eye on:  September 17, October 29, December 10, 2025. In the meantime, we’re in a true buyer’s market. With more inventory, motivated […]

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Payment Shock Concerns?

General Angela Calla 24 Jul

Are you a homeowner in BC worried about payment shock at renewal? You are not alone and it’s important to look at the whole financial picture. Click on the image below to watch Angela Calla break down for Global News the key strategies to manage your mortgage. 1. Adjust amortization – extending your amortization out to the maximum […]

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Client Testimonial – Suhail’s Mortgage Journey

General Angela Calla 11 Jul

From Frustrated Bank Client to Empowered Homeowner: Suhail’s 12-Year Journey with the Angela Calla Mortgage Team After a frustrating experience with his bank’s high-pressure sales tactics, Suhail knew he needed a different kind of support when it came to his mortgage. That’s when he saw our commercial during a hockey game—and decided to give us […]

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Two sisters. Two mortgage reviews. Over $4,700/month saved.

General Angela Calla 10 Jul

Monica was overwhelmed with debts and everyday stressors that come with wondering where the next dollar is coming from. She’s a single income earner from Surrey, supporting her family and maxed out on debt. She was about to lose her home — until her sister, who we had just helped save $1,092/month, encouraged her to call […]

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July Newsletter

General Angela Calla 3 Jul

Welcome to the July issue of my monthly newsletter! Welcome to July, the month of the festival here in Canada! There’s something for everyone, from the Calgary Stampede to Caribana in Toronto and Shambhala in Salmo or even Just For Laughs in Montreal. Or maybe you’re dreaming of getting away from it all – making […]

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Watch My Global News Interview – See What Homeownership Options May Apply to You!

General Angela Calla 17 Jun

I’m excited to share my recent appearance on Global News Morning, where I discussed ways Canadians can save thousands with homeownership — including GST and PTT exemptions, CMHC Eco Plus rebates, and special mortgage programs for, medical professionals, and the self-employed. Click on the image below to watch the clip. If you’re wondering what options may apply to you or someone you […]

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June 2025 Newsletter

General Angela Calla 10 Jun

Welcome to the June issue of my monthly newsletter! There’s so much to look forward to this month – the longest day of the year, warm weather (finally!), and school letting out for the summer, to name just a few things. Along with the rising temperatures, many people crank their air conditioning. If you’re one […]

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Bank of Canada Holds Rates Steady for Second Consecutive Meeting

General Angela Calla 10 Jun

Bank of Canada Holds Rates Steady for the Second Consecutive Meeting–But Two More Rate Cuts Are Likely This Year As expected, the Bank of Canada held its benchmark interest rate unchanged at 2.75% at today’s meeting, the second consecutive rate hold since the Bank cut overnight rates seven times in the past year. The governing […]

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Bank of Canada Holds – Here’s Why Timing Still Matters

General Angela Calla 4 Jun

The Bank of Canada is met this morning, and paused interest rate declines as expected with no changes made.  Read the full release HERE. While cuts are still forecasted, they may not arrive until later this year — with upcoming meetings on July 30, September 4, October 23, and December 11 left in 2025. But here’s […]

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