September Newsletter

General Angela Calla 25 Sep

Welcome to the September issue of my monthly newsletter! September is a polarizing month – back to school and the end of summer but also the beginning of fall and pumpkin spice everything season. And honestly, this month’s newsletter articles are polarizing too. When looking at the fall housing market, experts are polarized in their […]

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Bank of Canada Announcement – September 17 2025

General Angela Calla 19 Sep

This morning, the Bank of Canada announced a 0.25% rate cut bringing the prime rate with most banks down to 4.70% (from 4.95%). The full press release is HERE. What this means: for every $100,000 of mortgage balance, interest may drop by about $13/month. While this change impacts variable and adjustable-rate mortgages, and home equity lines of credit it’s important to note that it is not directly tied to […]

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Bank of Canada Holds Rates Steady as Tariff Clouds Linger

General Angela Calla 6 Aug

Bank of Canada Holds Rates Steady As Tariff Turmoil Continues As expected, the Bank of Canada held its benchmark interest rate unchanged at 2.75% at today’s meeting, the third consecutive rate hold since the Bank cut overnight rates seven times in the past year. The Governing Council noted that the unpredictability of the magnitude and […]

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Mortgage Market Update: Buyer’s Market & What’s Next for Rates

General Angela Calla 30 Jul

The Bank of Canada has just made its latest announcement HERE —and while there was no rate cut this round, many experts anticipate future reductions later this year. Upcoming rate decision dates to keep an eye on:  September 17, October 29, December 10, 2025. In the meantime, we’re in a true buyer’s market. With more inventory, motivated […]

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Payment Shock Concerns?

General Angela Calla 24 Jul

Are you a homeowner in BC worried about payment shock at renewal? You are not alone and it’s important to look at the whole financial picture. Click on the image below to watch Angela Calla break down for Global News the key strategies to manage your mortgage. 1. Adjust amortization – extending your amortization out to the maximum […]

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Client Testimonial – Suhail’s Mortgage Journey

General Angela Calla 11 Jul

From Frustrated Bank Client to Empowered Homeowner: Suhail’s 12-Year Journey with the Angela Calla Mortgage Team After a frustrating experience with his bank’s high-pressure sales tactics, Suhail knew he needed a different kind of support when it came to his mortgage. That’s when he saw our commercial during a hockey game—and decided to give us […]

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Two sisters. Two mortgage reviews. Over $4,700/month saved.

General Angela Calla 10 Jul

Monica was overwhelmed with debts and everyday stressors that come with wondering where the next dollar is coming from. She’s a single income earner from Surrey, supporting her family and maxed out on debt. She was about to lose her home — until her sister, who we had just helped save $1,092/month, encouraged her to call […]

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July Newsletter

General Angela Calla 3 Jul

Welcome to the July issue of my monthly newsletter! Welcome to July, the month of the festival here in Canada! There’s something for everyone, from the Calgary Stampede to Caribana in Toronto and Shambhala in Salmo or even Just For Laughs in Montreal. Or maybe you’re dreaming of getting away from it all – making […]

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Watch My Global News Interview – See What Homeownership Options May Apply to You!

General Angela Calla 17 Jun

I’m excited to share my recent appearance on Global News Morning, where I discussed ways Canadians can save thousands with homeownership — including GST and PTT exemptions, CMHC Eco Plus rebates, and special mortgage programs for, medical professionals, and the self-employed. Click on the image below to watch the clip. If you’re wondering what options may apply to you or someone you […]

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