Mortgage & Real Estate Bank of Canada Canadian Association of Accredited Mortgage Professionals Canada Mortgage & Housing Corporation Genworth Financial Canada Canada Revenue Agency, Track NOA Canadian Association of Home and Property Inspectors Canadian Home Builders Association
Mortgage & Real Estate
Bank of Canada
Canadian Association of Accredited Mortgage Professionals
Canada Mortgage & Housing Corporation
Genworth Financial Canada
Canada Revenue Agency, Track NOA
Canadian Association of Home and Property Inspectors
Canadian Home Builders Association
November 2016: Mortgage professional Angela Calla explains what a raise in interest rates could mean for your mortgage.
Sat, Mar 5: Mortgage professional Angela Calla explains the steps first-time home buyers must take to be pre-approved for a mortgage.
Find Angela’s advice in the Globe and Mail issue October 30th 2015 The_globe_and_mail_October_30th_2015.pdf
Take a look at Angela Calla’s awesome article in the September 2015 issue of the CMP magazine. CLICK HERE to view the article
Angela Calla was featured on the Globe & Mail article entitled: “Low rates, high flexibility ” issued on April 23rd, 2015
“An impending mortgage renewal is also a good time to explore the range of options offered by various providers, says Angela Calla, a licensed mortgage professional at Dominion Lending Centres, which helps homeowners find the best mortgage offered by Canada’s largest banks, credit unions, trust companies and other financial institutions. She notes that licensed or accredited mortgage professionals are required by law to present the best mortgage options to their clients.
Ms. Calla cautions against making mortgage renewal decisions based solely on interest rates, especially when there’s a possibility that the mortgage will need to be modified partway through the term, due to a host of reasons ranging from a relocation, change in health or income, or a change in the interest rate market.
“Fixed-rate mortgages generally incur the highest penalties for future modifications,” she says. “Now some lenders are changing their terms to include high exit fees on variables.”
Waiting until the last minute – or even past the maturity date – to make a decision about mortgage renewal is not a good idea, she says. Most lenders will automatically put mortgages that have not been renewed into a six-month closed mortgage, “and your payments can suddenly triple,” says Ms. Calla.
“That creates pressure for you to sign something quickly,” she says. “The sooner you start thinking about your mortgage renewal – four months is ample time – and exploring all the options available to you, the better.”
Find the full article HERE
Want to ensure you have the best mortgage? The Angela Calla Mortgage Team can help you directly at 604-802-3983 or firstname.lastname@example.org. Contact us today!
Angela Calla is proud to be
Volume Award From First National
Click On the following links to view the Tri-Cities Chamber of Commerce presentationTri-Cities_Chamber_of_Commerce_part_I.pptx
FULL GLOBE AND MAIL ARTICLE as featured at the Home Show presentation by Angela Calla
Hear how The Angela Calla Mortgage Team saved Monica of Surrey BC $1100 a month by restructuring their mortgage live on CKNW Click here to listen now!
Globe and Mail mortgages special report – Read here!
The 4 R’s of buying a condo as heard on CKNW Click here to listen now!
The 4 Emotional Mistakes made when selling a home Click here to listen now!
Developer’s dirty tricks that will cost you thousands… learn to avoid them and save your money as heard on CKNW with Angela Calla and Rob Boies. Click here to listen now!
“Angela Calla is a fixture in Vancouver’s Financial Community. Dominion Lending Centres has just announced her as the recipient of the prestigious Accredited Mortgage Professional (AMP) of the Year Award. Each year, CAAMP recognizes one AMP winner in all of Canada. This award is for demonstration of outstanding commitment to supporting and enhancing the designation to their peers and mortgage consumers. We at Corus Radio Vancouver congratulate Angela on her well deserved award and are very pleased to welcome her and her program to the Mighty CKNW.”
$26 a Day for a Home In Vancouver Area? Angela Calla Explains How!
General Manager Corus Radio Vancouver
Angela Calla on Sean Leslie’s Show The World today talking CHMC housing update
Debts Warning Signs
The Mortgage Show – Latest Podcasts
Listen to Dr Joti Samra, Psychologist from OWN Networks Million Dollar Neighborhood & Angela Calla, Mortgage Expert & Host of The Mortgage Show talk about what you need to understand about mortgages and that it’s not all about the “rate” as it can cost you more due to your emotional connection with your bank.
The Mortgage Show – Archive Listen Now
Show #01 – Part 1 | Part 2 | Part 3 | Part 4
Show #02 – Part 1 | Part 2 | Part 3 | Part 4
Show #03 – Part 1 | Part 2 | Part 3 | Part 4
Show #04 – Part 1 | Part 2 | Part 3 | Part 4
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Show #07 – Part 1 | Part 2 | Part 3 | Part 4
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Show #09 – Part 1 | Part 2 | Part 3 | Part 4
Show #10 – Part 1 | Part 2 | Part 3 | Part 4
Show #11 – Part 1 | Part 2 | Part 3 | Part 4
Show #12 – Part 1 | Part 2 | Part 3 | Part 4
Show #13 – Part 1 | Part 2 | Part 3 | Part 4
Show #14 – Part 1 | Part 2 | Part 3 | Part 4
I developed the Adopt A Mortgage Program for Canadians who currently have mortgages but do not receive up-to-date market information on our ever-changing mortgage market. Through this program, my goal is to ensure every mortgage consumer has access to mortgage-related education. It’s essential that when a mortgage comes up for renewal, every consumer is automatically presented with the available options to ensure they receive the very best mortgage term, options and rate catered to their specific needs.
Currently, many mortgage consumers are uninformed regarding their mortgage renewal date and end up simply signing the renewal form from their existing lender, which costs the average Canadian consumer an added $60,000 in interest throughout the life of their mortgage! Every mortgage consumer deserves to have the lenders compete for their business every time they seek a mortgage!
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