First-Time Homebuyer’s Guide: Navigating the Canadian Real Estate Landscape

General Angela Calla 19 Dec

Embarking on the journey to homeownership is an exciting and significant step. For first-time homebuyers in Canada, navigating the real estate landscape can be both thrilling and daunting. In this comprehensive guide, we’ll provide a roadmap tailored to first-time buyers, covering crucial topics such as down payments, government incentives, and homebuyer programs. This guide aims […]

Read More

Canadian Housing Markets Bottoming

General Angela Calla 14 Dec

Housing Markets Prepare For A 2024 Rebound Before we get into the details of the November housing market data released this morning by the Canadian Real Estate Association (CREA), big positive news for housing occurred yesterday. The US Federal Reserve gave its clearest signal yet that its historic policy tightening campaign is over by projecting […]

Read More

December Newsletter

General Angela Calla 7 Dec

Welcome to the December issue of my monthly newsletter! As we get closer to the end of the year, we have some special New Year resolutions for your home! Plus, check out some of my favourite holiday desserts. In addition, don’t miss the latest economic insights direct from Dr. Sherry Cooper! New Year Resolutions for […]

Read More

Difference between Adjustable Rate Mortgage and Variable Rate Mortgage

General Angela Calla 4 Dec

Do you know the difference between an ARM and VRM mortgage? An ARM (Adjustable Rate Mortgage) changes your payments when the prime rate moves, offering potential cash flow benefits when rates go down. On the other hand, VRM (Variable Rate Mortgage) maintains fixed payments despite changes in the prime rate, keeping your payments stable throughout […]

Read More

Canadian Employment Gains Stronger than Expected in November, While Unemployment Rose and Hours Worked Fell

General Angela Calla 1 Dec

Jobless Rates Hits 22-Month High–Led by Losses in Finance and Real Estate Employment Today’s StatsCanada Labour Force Survey for November was a mixed bag. Total employment gains were stronger than expected. However, the rising unemployment rate and drop in hours worked were signs of mounting economic weakness, especially in the financial and real estate sectors. […]

Read More

Q3 GDP Weaker Than Expected Paving The Way For Future Rate Cuts

General Angela Calla 30 Nov

The Table Is Set For Rate Cuts In 2024 The Canadian economy weakened far more than expected in the third quarter, down 1.1% annually. However, the Q2 figures were revised up significantly from a 0.2% decline to a rise of 1.4%. Such are the vagaries of economic data. The Canadian economy is contracting despite the […]

Read More

Reverse Mortgage as a Retirement Tool

General Angela Calla 28 Nov

Reverse Mortgage is a valuable retirement tool. You want to stay in the home you worked so hard to pay for, the home you raised your family in. You are not ready to move to a retirement home. You could use additional funds to: –      Pay off debts –      Handle unexpected expenses –      Help children […]

Read More

BC Housing Secondary Suite Incentive Program

General Angela Calla 27 Nov

What is the Secondary Suite Incentive Program? The Secondary Suite Incentive Program will help homeowners create affordable housing in their communities. The program will provide money to help homeowners create a new secondary suite on their property to be rented out for below market value. Homeowners who qualify will receive up to 50% of the […]

Read More

CKNW Apex Wrestling featuring Angela Calla Radio Commerical

General Angela Calla 23 Nov

    Angela Calla is an 19-year award-winning woman of influence which sets her apart from the rest. Alongside her team, Angela passionately assists mortgage holders in acquiring the best possible mortgage. Through her presence on “The Mortgage Show” and through her best-selling book “The Mortgage Code“, Angela educates prospective home buyers by providing vital information on mortgages. In light […]

Read More